burneracc
Member
- Joined
- Oct 27, 2024
- Posts
- 188
- Qantas
- Gold
- Oneworld
- Sapphire
Pros and cons;Yep - Me too.
Any downsides to using the Reserve ?
+ Interest free period is much longer
+ Duplicate offers w/ plat charge (for example, last month I had a work trip and split the hotel bill across 2 cards, 2x $100 credits back instead of just one from the charge)
+ Offers that I don't get on my charge, ie this bonus on foreign spend offer, the sniip offers etc
- No FHR benefits
- Worse insurance
Personal downside for me: the limit on my reserve is 3k as I opted for the minimum, vs my plat has approved me up to 50k so far. Maybe will call them to raise it, although depressingly I have an upcoming FHR booking overseas which I need to pay for with my plat. Would've pretty much maxed out this offer for me.
Things like the duplicate hotel offers really increase the value proposition of the plat charge.
