Card payment sucharges banned in Australia from 2026

[VPS]

The amount or the %?

They must disclose that a surcharge will be added but, thinking about small transactions at cafes, butcher etc, I'm not often told the amount. Sometimes the amount is listed on the receipt but I'm not told that prior to receiving it. Often I get a tax receipt which has a lower amount (ie sans surcharge) than the transaction receipt (customer copy from the payment terminal) which includes the surcharge. This is a PITA when claiming expenses for work.

It's different online when everything is spelled out before I hit "pay now".

some of the local stalls in the Adelaide central market will usually say 5 or 10 cents which annoys me if it's a debit card.

I want to see the percentage before I pay

 

[Happy Dude]

some of the local stalls in the Adelaide central market will usually say 5 or 10 cents which annoys me if it's a debit card.

I want to see the percentage before I pay

I've seen plenty of that too so presumably it's also fine to charge a flat rate. But there's no way of knowing that is reasonable if they don't show the %. Surcharging is so common that it's a given - it's just the specifics that can be a surprise. But I doubt I've ever not proceeded with a purchase because of the fees.

 

[burmans]

I'm sure plenty of organisations are already breaking the law on surcharges. But has anyone heard of them being held to account? No point in a law you don't enforce.

 

[VPS]

I've seen plenty of that too so presumably it's also fine to charge a flat rate. But there's no way of knowing that is reasonable if they don't show the %. Surcharging is so common that it's a given - it's just the specifics that can be a surprise. But I doubt I've ever not proceeded with a purchase because of the fees.

Oh I have especially in the market because there are plenty that don't charge the surcharge

 

[Saab34]

I'm sure plenty of organisations are already breaking the law on surcharges. But has anyone heard of them being held to account? No point in a law you don't enforce.

Always been a weak spot.

I’ll never forget how the airlines previously exploited the ‘per passenger per sector’ rort last decade by paying with card, and it was something like $8.