Strategy to obtain US Amex

[nthd_nthd]

Just applied chase thru itin cc and got under review. Anyone know what should I do next ? Any DP ?

Just wait

 

[georgie23]

Just applied chase thru itin cc and got under review. Anyone know what should I do next ? Any DP ?

Very common - lots of DP - try to read back and see what peoples experiences have been - I got one 3 months ago - called 4-5 times till finally approved - was address verification for me that was issue. - they were using my ITIN letter not my bank statement as verification - will probably need to HUCA a few times

 

[georgie23]

Im interested to know the answer too. I have been rejected by Citibank with similar reasons

19 Things Everybody Should Know About Citi Credit Cards - Doctor Of Credit - the comments section may help - I remember reading something like - need a minimum of 3-4 year history, no hard pulls in last 6-12 months and no new cards in last 6 months - it was along these lines but I could be wrong - I am still new and focussing on amex, chase and C1 before I branch out to Citi

That came from

https://www.reddit.com/r/CreditCards/comments/1en2tid/what_is_citi_card_approval_rule

 

[blacksultan]

Just applied chase thru itin cc and got under review. Anyone know what should I do next ? Any DPlots o

Lots of info and flow charts online

 

[Dangj]

I don’t have ref number or anything from chase, wonder which number should I call them

 

[georgie23]

Chase Credit Card Reconsideration​

• Personal: 1-888-270-2127, open:
  • 8am-10pm Monday to Friday
  • 8am-8pm Saturday & Sunday
• Business: 800-453-9719, open 1pm-10pm Monday to Friday
• J.P Morgan (for the Ritz-Carlton card): 800-527-7415

 

[Dangj]

Chase Credit Card Reconsideration​

• Personal: 1-888-270-2127, open:
  • 8am-10pm Monday to Friday
  • 8am-8pm Saturday & Sunday
• Business: 800-453-9719, open 1pm-10pm Monday to Friday
• J.P Morgan (for the Ritz-Carlton card): 800-527-7415

Thanks George

 

[blacksultan]

I don’t have ref number or anything from chase, wonder which number should I call them

They can identify you using ssn or itin

 

[albyd]

I’m looking for some advice. I have CSP since January 2025. I applied in branch though I noticed Chase did ask me some questions which I only noticed after approval. I’ve been using my card regularly though all charges so far have been in AU.

I don’t want to look a gift horse in the mouth. Do I get more ambitious and apply for one of the ink cards next or let sleeping dogs lie?

 

[nthd_nthd]

I’m looking for some advice. I have CSP since January 2025. I applied in branch though I noticed Chase did ask me some questions which I only noticed after approval. I’ve been using my card regularly though all charges so far have been in AU.

I don’t want to look a gift horse in the mouth. Do I get more ambitious and apply for one of the ink cards next or let sleeping dogs lie?

I would say why Not. I have CSP in Dec 2024 then Biz Ink May 2025. Reckon after 90 days, you can consider next one if you are not over 5/24.

 

[albyd]

Ok thanks for the advice. I think I’ll try for it. Hope I’m not putting my CSP at risk since they wanted more stuff at the start which they then seem to have let go with card approval.

Tried to open a broking account on Friday. It refused and asked me to call in.

 

[DAC1]

Tried to open a broking account on Friday. It refused and asked me to call in.

Who with? Most US brokerages do not deal with NRAs/non-US persons because it creates all sorts of nightmares (including tax withholding issues).