Earning Points on home insurance with a business?

iamsuperandrew

Active Member
Joined
Mar 23, 2022
Posts
674
Qantas
Qantas Club
Virgin
Platinum
Just wondering if anyone has had any luck with earning points on home insurance that also features a hair salon on site?

A family friend has tried both Qantas Insurance and Virgin Money and neither will insure due to a business?

Is there a way around it?
 
Both Qantas and Virgin Money are underwritten by Auto&General. A&G have a pretty vanilla acceptance profile. Both TMDs reference that their product is not suitable for "Properties that are used for commercial purposes."

If it were me, I'd prioritise getting fit-for-purpose insurance over a handful of points.
 
Elevate your business spending to first-class rewards! Sign up today with code AFF10 and process over $10,000 in business expenses within your first 30 days to unlock 10,000 Bonus PayRewards Points.
Join 30,000+ savvy business owners who:

✅ Pay suppliers who don’t accept Amex
✅ Max out credit card rewards—even on government payments
✅ Earn & transfer PayRewards Points to 10+ airline & hotel partners

Start earning today!
- Pay suppliers who don’t take Amex
- Max out credit card rewards—even on government payments
- Earn & Transfer PayRewards Points to 8+ top airline & hotel partners

AFF Supporters can remove this and all advertisements

Both Qantas and Virgin Money are underwritten by Auto&General. A&G have a pretty vanilla acceptance profile. Both TMDs reference that their product is not suitable for "Properties that are used for commercial purposes."

If it were me, I'd prioritise getting fit-for-purpose insurance over a handful of points.
Agree makes sense
 

Become an AFF member!

Join Australian Frequent Flyer (AFF) for free and unlock insider tips, exclusive deals, and global meetups with 65,000+ frequent flyers.

AFF members can also access our Frequent Flyer Training courses, and upgrade to Fast-track your way to expert traveller status and unlock even more exclusive discounts!

AFF forum abbreviations

Wondering about Y, J or any of the other abbreviations used on our forum?

Check out our guide to common AFF acronyms & abbreviations.
Back
Top