Virgin Money Flyer 60,000/High Flyer 120,000, $129 flight voucher, annual fee $64/289

[Jeffrey O'Neill]

Re: Virgin Money Flyer 60,000/High Flyer 120,000, $129 flight voucher, annual fee $64

With the virgin lounge passes how long is it before you receive them? Do they show up somewhere in your velocity account?

 

[ozjuice]

Re: Virgin Money Flyer 60,000/High Flyer 120,000, $129 flight voucher, annual fee $64

With the virgin lounge passes how long is it before you receive them? Do they show up somewhere in your velocity account?

Yes it will be directly linked to your velocity account and will have the number next to the item. Last time i applied it was very quick.

 

[Clive005]

Re: Virgin Money Flyer 60,000/High Flyer 120,000, $129 flight voucher, annual fee $64

Hi all we just recieved our HF card, are there any restrictions on the $3000 spend a month, eg, we paid our car rego up for 12 months, and will pay utility bills this qualifies as part of the spend?
thanks

 

[whiteshark]

Re: Virgin Money Flyer 60,000/High Flyer 120,000, $129 flight voucher, annual fee $64

Applied Monday, had two phone calls to confirm information and received confirmation of acceptance on Friday. Happy to get the card after my heavy churn record last year, but had to wait a year since my last Virgin card.
Note the T&C's on earning points:

transactions made atAustralia Post, payments to the AustralianTaxation Office, council rates, motorregistries, tolls, parking stations and meters,fares on public transport, fines and courtrelated costs at NOT Eligible for earning points......spend with certain merchants may be characterised as spend with agovernment related entity and thereforenot an Eligible Transaction, even if thatmerchant is not in fact a governmentrelated entity

 

[SOPOOR]

Re: Virgin Money Flyer 60,000/High Flyer 120,000, $129 flight voucher, annual fee $64

I got rejected, quite sad about it
low credit score, good history but about 5 applications in feb this year,

might be time for me to take a year off

 

[PDog]

Re: Virgin Money Flyer 60,000/High Flyer 120,000, $129 flight voucher, annual fee $64

Applied Monday, had two phone calls to confirm information and received confirmation of acceptance on Friday. Happy to get the card after my heavy churn record last year, but had to wait a year since my last Virgin card.

Hi Whiteshark, how did you find out about the 12 month wait? I couldn't see it in their T&Cs anywhere.

 

[deebens]

Re: Virgin Money Flyer 60,000/High Flyer 120,000, $129 flight voucher, annual fee $64

Applied Monday, had two phone calls to confirm information and received confirmation of acceptance on Friday. Happy to get the card after my heavy churn record last year, but had to wait a year since my last Virgin card.
Note the T&C's on earning points:

transactions made atAustralia Post, payments to the AustralianTaxation Office, council rates, motorregistries, tolls, parking stations and meters,fares on public transport, fines and courtrelated costs at NOT Eligible for earning points......spend with certain merchants may be characterised as spend with agovernment related entity and thereforenot an Eligible Transaction, even if thatmerchant is not in fact a governmentrelated entity

Yeah that one grinds my gears. How the hell are you going to know if you've hit your spend until the statement arrives?

If I've missed the first month because of some nonsense, I'll be cancelling and asking for a fee refund.

 

[Colin 2905]

Re: Virgin Money Flyer 60,000/High Flyer 120,000, $129 flight voucher, annual fee $64

I got rejected, quite sad about it
low credit score, good history but about 5 applications in feb this year,

might be time for me to take a year off

Have you applied for any other Citibank backed cards lately? I fell foul of their "6 month rule" a few years ago. I thought I saw something recently in another thread that would suggest that the "rule" still applies.

 

[whiteshark]

Re: Virgin Money Flyer 60,000/High Flyer 120,000, $129 flight voucher, annual fee $64

Hi Whiteshark, how did you find out about the 12 month wait? I couldn't see it in their T&Cs anywhere.

Sorry i mean to say that i had churned so many cards last year that i was unable to get another card from providers and waited 12 months before applying again.

 

[SOPOOR]

Re: Virgin Money Flyer 60,000/High Flyer 120,000, $129 flight voucher, annual fee $64

Have you applied for any other Citibank backed cards lately? I fell foul of their "6 month rule" a few years ago. I thought I saw something recently in another thread that would suggest that the "rule" still applies.

unfrotuantely not, I only found out recently that virgin was backed by citi
I did apply for a citibank credit card about 5 years and was rejected,

this time I applied for hte $35k income card, I am on $65k,
but also applied for 2x amex, anz, nab and st george all in feb and march
go rejected for st george, so I assume its this credit apps that hurt me,

its a pity

 

[BriarFlyer]

Re: Virgin Money Flyer 60,000/High Flyer 120,000, $129 flight voucher, annual fee $64

For me the issue is the $3000 / mth spend which largely means missing out on Amex purchases where 3 points can be earned. So i may lose 18000 points using the Visa when not really needed.

This has stopped me applying as well. Some spend we can't use Amex for, but some of that is excluded from earn under the T&Cs. Which leaves me thinking that the MF is the better option for us.

Thanks everyone for the discussion, analyses and information on eligible spend.

 

[Lemon_Party]

Re: Virgin Money Flyer 60,000/High Flyer 120,000, $129 flight voucher, annual fee $64

This has stopped me applying as well. Some spend we can't use Amex for, but some of that is excluded from earn under the T&Cs. Which leaves me thinking that the MF is the better option for us.

Thanks everyone for the discussion, analyses and information on eligible spend.

With the changes to amex any cards offering 100k+ points now need serious consideration, but I'm in a similar boat. $3k per month for 3 months needs a really concerted effort to hit along with sending nothing to amex. Perhaps with christmas approaching a plan could be made...

 

[tizey]

Re: Virgin Money Flyer 60,000/High Flyer 120,000, $129 flight voucher, annual fee $64

Can anyone shed light on how long it takes for points total accruing to update on internet banking on this card?

I want to ensure I'm hitting the $3k/month - and I'm hoping to be able to use the points balance to ensure I'm spending on valid spend. So far, transactions look like they've settled, but yet to have points accrue?

 

[deebens]

Re: Virgin Money Flyer 60,000/High Flyer 120,000, $129 flight voucher, annual fee $64

Looks like it's nothing until the statement comes through.

 

[tizey]

Re: Virgin Money Flyer 60,000/High Flyer 120,000, $129 flight voucher, annual fee $64

Dang. Oh well, will make sure with fuel/supermarket gift vouchers I'm above the $3k/month.

 

[whiteshark]

Re: Virgin Money Flyer 60,000/High Flyer 120,000, $129 flight voucher, annual fee $64

Applied Monday, had two phone calls to confirm information and received confirmation of acceptance on Friday. Happy to get the card after my heavy churn record last year, but had to wait a year since my last Virgin card.
Note the T&C's on earning points:

transactions made at Australia Post, payments to the Australian Taxation Office, council rates, motor registries, tolls, parking stations and meters,fares on public transport, fines and court related costs at NOT Eligible for earning points......spend with certain merchants may be characterised as spend with a government related entity and therefore not an Eligible Transaction, even if that merchant is not in fact a government related entity

Does anyone know if the T&C NOT eligible for earning points definition of public transport includes flights as being not eligible?

 

[Arrow29]

Re: Virgin Money Flyer 60,000/High Flyer 120,000, $129 flight voucher, annual fee $64

Seriously tempted by this, but I think I'll struggle to meet the $3k spend per month. Especially since I thought I could pay my council rates and car licensing which are both due, but seems like neither of those options are eligible annoyingly.

 

[PDog]

Re: Virgin Money Flyer 60,000/High Flyer 120,000, $129 flight voucher, annual fee $64

Seriously tempted by this, but I think I'll struggle to meet the $3k spend per month. Especially since I thought I could pay my council rates and car licensing which are both due, but seems like neither of those options are eligible annoyingly.

Same! I too am seriously tempted & it's frustrating having just received $$$ rates notices. But if you can pull together 2 months of $3,000 eligible spend you'll still get 80,000 points which is a decent boost. I think that will be my strategy if I end up bringing too much spend forwards.

And, Christmas!!

 

[Clive005]

Re: Virgin Money Flyer 60,000/High Flyer 120,000, $129 flight voucher, annual fee $64

.

Same! I too am seriously tempted & it's frustrating having just received $$$ rates notices. But if you can pull together 2 months of $3,000 eligible spend you'll still get 80,000 points which is a decent boost. I think that will be my strategy if I end up bringing too much spend forwards.

And, Christmas!!

why not purchase Visa gift cards from Coles with the HF and use them to pay rates etc. ???

 

[PDog]

Re: Virgin Money Flyer 60,000/High Flyer 120,000, $129 flight voucher, annual fee $64

.
why not purchase Visa gift cards from Coles with the HF and use them to pay rates etc. ???

Definitely an option, but ~$5 per $100 (am I wrong here??) Coles gift cards gets a little exxy so I think our rates will go on my newly approved Qantas card to reach that minimum spend.