Zurich Travel Insurance with Commbank

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_TheTraveller_

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I had a couple questions I wanted to ask about Zurich TI and it would be great if those with experiences could help me out.

1. Do additional cardholders have the TI extended to them when you're not travelling with the primary cardholder?

2. The TI does seem fairly comprehensive, in terms of misconnections due to delays and what not. Does this extend to separate tickets if I've activated (spend limit) the insurance?

Thanks
 
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