Wise debit card

[neils2004]

Hi,
Has anyone had experience using a Wise debit card internationally ?
Thinking of obtaining one for use in Europe and the UK.

 

[RooFlyer]

So going back to your comments as I don't want to mess up again. This is what I see on the app. USD is on the far right.
I just want it set up with card accessible money. Can you see if this is ok?

I don't know how you set up the account with the moneybag and US sign, but you'll need to set up another plain USD one. I haven't had USD before, and just went through the 'add new' on the far right of the currencies already there then chose USD and it set up the USD area for me, regular US flag, like the others.

To add money, I use 'Add money'. choose the currency (USD), etc.

Plus you have to pay to get a physical card to use at the ATM anyway.

Not always. In Namibia I found ATMs that worked via my phone (actually watch) debit card selection. . Haven't found one since.

, $400 pm is low.

Each to their own but $400 looks heaps to me, these days. But sure, certain circumstances you'll need more.

If you want to take out an extra $500, the fee would be $13.45. Overseas trip? No big deal if its your card of choice (like me).

 

[mel-world]

Just a brief update to note that, given the instability of the AUD/YEN exchange rate recently, I was able to use the WISE Card efficiently to exchange AUD to YEN when it was above 114 (or approaching 115) back in mid-August then use those funds while in Japan for 3 weeks.

I was then able to monitor the rate and top up in advance nearly daily as it dropped to 110 by September 10 so that only the last few days was I getting the worst rate.

As the holiday went over two months, the ATM withdrawal limit of AUD400 per month did not worry me. A physical WISE card was necessary in many establishments that did not accept a phone 'tap' to pay so you needed to insert a card or tap with an IC card. We spent time out of the cities in northern Japan for most of the holiday.