Who else still holds the Citibank Free For Life Premier Card?

[Chicken]

Let's not go down the route of personal attack; and I would rather give people the benefit of doubts. Not everyone is fast with these things.

 

[Johnxx]

Please stop replying everyone. We've reached troll territory here now. This is obvious baiting for replies.
"I buy $1,000 American-made boots" and when they're not good enough, I buy $1,000 Canadian boots. I do this in the middle of a cost of living crisis and I support the most corrupt terrorist administration in living history while doing so. I don't care about keeping the card I am constantly whinging about wanting to keep because I am intending to replace it with the most expensive credit card in the market just so I can show it off when I buy my Trump watch, my Trump Sneakers and my Trump NFT trading cards to go with my $1,000 boots.

If this isn't blatant troll territory, then I don't know what is. Stop replying.

I'm just defending and explaining after I got attacked. I did advise my tight cough inclinations too and a few years worth of PT or walking from airports saves the money for some quality footwear purchases

 

[goldinthemhills]

Another data point for those with the FFFL card (mine from 2007).

MyCard Premier, expiry 03/28. No annual fee has appeared in my statements to date.

 

[Chicken]

MyCard Premier, expiry 03/28. No annual fee has appeared in my statements to date.

Good idea to check this way. A friend got one with an expiry of January, no fee charged too.

My card is October.

 

[Johnnyaok]

Just got the new replacement Mycard Premier in the post, as my old Citibank premier expires this month, also got my current statement as well and there is no annual fee charge for my FFFL card. Heres's hoping it stays that way.

 

[AIRwin]

Just got the new replacement Mycard Premier in the post, as my old Citibank premier expires this month

Mine hasn't expired... Like the new design?

 

[MR61]

Mine hasn't expired... Like the new design?

Mmm. Baby poo colour. Love it.

 

[Chicken]

Mmm. Baby poo colour. Love it.

I also got one last year, when they needed to make the Suncorp brand disappear immediately. It was so generic it could have been some EFTPOS gift cards.

 

[mokuni]

Sad to say, I've officially closed mine yesterday after all these years. Moving my daily driver to the HSBC visa star alliance card. Figured the points earned there gets me more value than transfering to VFF. Just for reference did not get charged annual fee as well.

 

[Johnnyaok]

Sad to say, I've officially closed mine yesterday after all these years. Moving my daily driver to the HSBC visa star alliance card. Figured the points earned there gets me more value than transfering to VFF. Just for reference did not get charged annual fee as well.

So why close it, just keep it in the bottom draw just in case since there is no annual fee.

 

[aikman]

So why close it, just keep it in the bottom draw just in case since there is no annual fee.

One's ability to obtain loans elsewhere is impacted by having an open credit card.

 

[mokuni]

So why close it, just keep it in the bottom draw just in case since there is no annual fee.

The HSBC card has a 20k limit and mycard is 15k. Closing it allows me to free my credit for future CC applications.

 

[Johnxx]

The HSBC card has a 20k limit and mycard is 15k. Closing it allows me to free my credit for future CC applications.

You can call up and they will reduce it to 10k

 

[MELso]

You can call up and they will reduce it to 10k

Actually, it's easy to do it online. I've had mine at $10k for several years now, after being in the $60k range under Citi.

 

[mokuni]

You can call up and they will reduce it to 10k

Yeah but that's still $10k limit I do not want. I don't mind losing it as the card is a former shell of its Citibank self. Better for me to get a new signature card in few months.

 

[Johnxx]

Yeah but that's still $10k limit I do not want. I don't mind losing it as the card is a former shell of its Citibank self. Better for me to get a new signature card in few months.

I’m getting a keeper card with travel insurance soon so that aspect is gone. The 1:1 velocity for online was a standout. I’m not sure if the 0.75:1 is as good.

 

[Bofter]

I’m getting a keeper card with travel insurance soon so that aspect is gone. The 1:1 velocity for online was a standout. I’m not sure if the 0.75:1 is as good.

Can you fill in more with what you mean about a change for 1:1 to 0.75:1 for Velocity for online transactions? On my FFL Premier card I am still seeing 1:1 (2:1 earn, then 1:2 redeem).

 

[MELso]

Can you fill in more with what you mean about a change for 1:1 to 0.75:1 for Velocity for online transactions? On my FFL Premier card I am still seeing 1:1 (2:1 earn, then 1:2 redeem).

3

Thread 'MyCard fee and points changes from 1 October 2026'

Tuesday at 8:12 AM

MyCard has upcoming fee and points changes for applications started on or after 1 October 2026.

The Simplicity changes from $0 to $49 per annum, and MyCard Rewards from $199 to $249 per annum. No fee changes for MyCard Premier or MyCard Premier Qantas but there are points changes.

The earn rate on MyCard Premier Qantas moves to 0.5 points per dollar of domestic or international spend with a $7,000 spending cap per statement period.

MyCard Premier Qantas is currently 1 point for online or international spend and 0.5 points for all other transactions with a 100,000 points cap per 12...

• 3v
• Replies: 1
• Forum: MyCard (formerly Citibank)

• 

 

[Bofter]

3

Thread 'MyCard fee and points changes from 1 October 2026'

Tuesday at 8:12 AM

MyCard has upcoming fee and points changes for applications started on or after 1 October 2026.

The Simplicity changes from $0 to $49 per annum, and MyCard Rewards from $199 to $249 per annum. No fee changes for MyCard Premier or MyCard Premier Qantas but there are points changes.

The earn rate on MyCard Premier Qantas moves to 0.5 points per dollar of domestic or international spend with a $7,000 spending cap per statement period.

MyCard Premier Qantas is currently 1 point for online or international spend and 0.5 points for all other transactions with a 100,000 points cap per 12...

• 3v
• Replies: 1
• Forum: MyCard (formerly Citibank)

• 

Thank you.