Which VPN service would you recommend?

[NM]

I had an issue opening a bank account today, it needed an AU IP (so I used Nord initially), but the verify ID bit (3rd party) failed, so I used a VPN to a residential AU IP and then it worked fine.

For this reason I keep an IPSec VPN server running on my home NBN router so I can VPN into my home router and then bounce out appearing as the same AU IP address as my regular home network appears. The benefits of running a "real" router for my NBN connection rather than a "toy" packet forwarder . Also means I can access my NAS while away from my home network without publishing the NAS contents or front-door to the internet or relying on a cloud capability provided by the NAS vendor or a third party.