Waiting time between applying credit card

[turnipapple]

I'm curious about the ideal period between applying for ANZ Rewards and ANZ Qantas cards, as well as between NAB Rewards and NAB Qantas cards, considering that you can get sign up bonuses for each program with the same bank due to different T&Cs.

E.g., Would it be better to apply for ANZ Rewards, wait for 1-2 months, and then apply for ANZ Qantas, as holding the first card already means the bank may not run another credit check for the second card?

It would be great if I could avoid those additional credit checks since the banks have been fussy with my income and payslips.

 

[Dr Ralph]

I'm curious about the ideal period between applying for ANZ Rewards and ANZ Qantas cards, as well as between NAB Rewards and NAB Qantas cards, considering that you can get sign up bonuses for each program with the same bank due to different T&Cs.

E.g., Would it be better to apply for ANZ Rewards, wait for 1-2 months, and then apply for ANZ Qantas, as holding the first card already means the bank may not run another credit check for the second card?

It would be great if I could avoid those additional credit checks since the banks have been fussy with my income and payslips.

I've held both ANZ cards simultaneously. So no need to wait. I would always expect separate credit checks. But these mean little to nothing.