Upto 120,000 QFF for $0 Fee on Westpac Black Altitude

[lovetravellingoz]

If you've already got the card, very little reason not to try to get those bonus points! Especially if Amex seems to think you're eligible.

The promo that started 9 August does have a 12 month exclusion though:

"The bonus Altitude Points or Qantas Points will be added to your points balance within 12 weeks once you meet the eligible spend criteria. Existing Westpac customers who currently hold an Altitude Platinum or Altitude Black credit card, or who have held one in the last 12 months, are not eligible for this offer. Qantas Points earned during a statement cycle are added to your Qantas Points balance on a monthly basis."

Different offer with different terms. The one above is for non-Westpac Altitude Platinum or Altitude Black credit card cardholders. This one is for current Altitude Platinum or Altitude Black credit cardholders.

American Express Westpac Altitude Black Card bonus points promotion: Offer only available to Cardholders who apply online for the new American Express Westpac Altitude Black Card by 23rd October 2018, are approved and spend $3,000 on eligible purchases on their new Card within 90 days of Card approval. Eligible purchases do not include cash advances, interest, balance transfers, fees and charges for traveller’s cheques and foreign currencies. For the full list of exclusions, please refer to the American Express Westpac Altitude Cards Points Terms and Conditions available at americanexpress.com/australia/altitude-points-t&c Bonus Points will be awarded to the eligible Card Member’s account 8-10 weeks after the spend criteria have been met.:

This offer is to add on the Amex to an existing Visa Card as the old bank issued Amex was cancelled by the bank.

 

[Mr_Orange]

Geeze. Tough crowd today. I almost feel ashamed now at only posting a 120K of points deal for $0 fees.

A bit late to this thread but thank you for posting. It's a great deal for me.

Does the Westpac Amex count as part of the Amex credit card limit of 2?

 

[Dr Ralph]

Does the Westpac Amex count as part of the Amex credit card limit of 2?

No. And there is no specific limit of 2. This is discussed in other threads.

 

[Mr_Orange]

No. And there is no specific limit of 2. This is discussed in other threads.

Amex have a limit of 1 Charge and 2 credit cards per person. I am aware that certain Amex cards, e.g. the DJ Amex, do not count as one of the 2 so I was checking whether the Westpac Amex, which is now issued by Amex, counted or not.

 

[zenyattamondatta]

Amex have a limit of 1 Charge and 2 credit cards per person.

Except when they don't.

The Westpac Amex is particularly easy to add to an existing set, though.

 

[Mr_Orange]

Except when they don't.

The Westpac Amex is particularly easy to add to an existing set, though.

Thank you. Although I don't know why you snipped my reply since I acknowledged that some cards don't add to the limit.

 

[zenyattamondatta]

I don't know why you snipped my reply since I acknowledged that some cards don't add to the limit.

Because I, for example, have an Edge, and Explorer, and a Reserve.

 

[lovetravellingoz]

Because I, for example, have an Edge, and Explorer, and a Reserve.

I think that Amex do have a general 2CC limit, BUT that they allow some individuals a third either through error, glitch or by exception. Others have also reported recent success by cancelling a card to get the third CC and then asking for the cancelled card back with success too.

I had Edge and a Reserve, but to get the Explorer I was told by Amex on several occasions that I would have to cancel one of the first to get it. I even applied one to test it but still no joy till I cancelled. The Exploers is way too lucrative to not have and so I relented and cancelled the Reserve.

Bank issued Amexes were not part of 2 CC limit though, and this latest is still issued via a bank and so well may be not part of the 2CC limit.

 

[Familyman1]

I've applied for this deal and the MasterCard has already been approved. My wife will apply now. We might have trouble spending the $3000 x 4 in the next 3 months to get the bonus points. If we buy Woolworths Gift cards from Cashrewards, will this count towards the $3,000 spend on eligible purchases? It does say "Eligible purchases do not include ... cash equivalent transactions" but I'm hoping Gift Cards are OK.

 

[Scr77]

If we buy Woolworths Gift cards from Cashrewards, will this count towards the $3,000 spend on eligible purchases? It does say "Eligible purchases do not include ... cash equivalent transactions" but I'm hoping Gift Cards are OK.

That will work. Every cent we spend wth Woolworths goes via cash rewards first.

 

[Saltywings]

I think that Amex do have a general 2CC limit, BUT that they allow some individuals a third either through error, glitch or by exception. Others have also reported recent success by cancelling a card to get the third CC and then asking for the cancelled card back with success too.

I had Edge and a Reserve, but to get the Explorer I was told by Amex on several occasions that I would have to cancel one of the first to get it. I even applied one to test it but still no joy till I cancelled. The Exploers is way too lucrative to not have and so I relented and cancelled the Reserve.

Bank issued Amexes were not part of 2 CC limit though, and this latest is still issued via a bank and so well may be not part of the 2CC limit.

Yeah there can be glitches for sure. When I was offered a Centurion they said I can still apply for the Reserve without my Explorer or Edge getting axed. YMMV.

That said, I could have just gotten my partner to apply for the Edge and/or Explorer if I had to cancel - it's all combined spend anyway *shrugs*

 

[Dr Ralph]

If we buy Woolworths Gift cards from Cashrewards, will this count towards the $3,000 spend on eligible purchases?

Definitely.

 

[lewyVA]

I had an interesting experience with this card, was approved platinum back in July, first statement posted 5 August. Still hadn't received QF points as of this morning even though my QF number shows correctly on the statement. Called Westpac and they read out my number to me (again, correctly), but I still wanted more details on why points hadn't swept across, so was transferred to the altitude call center. They advised that they didn't have my QF number on file and have now advised that points will come across automatically next statement. Very strange that the two systems don't talk to each other!!

 

[exceladdict]

Just a point of reference, sorry if duplicate content, the call centre today told me that government spending on the Mastercard - including council rates or BPay of council rates - would not count towards the 3k spend for bonus points.

Purchases at Australia Post would earn but not BPay .

 

[Deeks]

I had an interesting experience with this card, was approved platinum back in July, first statement posted 5 August. Still hadn't received QF points as of this morning even though my QF number shows correctly on the statement. Called Westpac and they read out my number to me (again, correctly), but I still wanted more details on why points hadn't swept across, so was transferred to the altitude call center. They advised that they didn't have my QF number on file and have now advised that points will come across automatically next statement. Very strange that the two systems don't talk to each other!!

I had the same issue with the platinum card as well so it looks like you weren’t the only one.
Hopefully they don’t take long to post the bonus points although it mentions up to 12 weeks.
I am keen to cancel this card as soon as possible.

 

[blueythecat]

Just a point of reference, sorry if duplicate content, the call centre today told me that government spending on the Mastercard - including council rates or BPay of council rates - would not count towards the 3k spend for bonus points.

Purchases at Australia Post would earn but not BPay .

Hmm that is disappointing!

 

[lovetravellingoz]

Just a point of reference, sorry if duplicate content, the call centre today told me that government spending on the Mastercard - including council rates or BPay of council rates - would not count towards the 3k spend for bonus points.

Purchases at Australia Post would earn but not BPay .

In the terms on the offer page:

Rewards Points: The earning and redemption of Altitude Points and Qantas Points is subject to the Altitude Rewards and Altitude Qantas Terms and Conditions. Purchases that are not eligible to earn Rewards Points are set out in the Altitude Rewards Terms and Conditions. For example: payments to the Australian Taxation Office, cash advances, BPAY and BPAY equivalent transactions do not earn Reward Points. You do not receive points if your card account is in arrears for 2 consecutive statement cycles and in other circumstances.

https://www.westpac.com.au/content/...credit-cards/Altitude_Rewards_Terms_and_1.pdf

Relevant section:
6.2 Qantas Points are not earned in respect of the following amounts that may be charged to the Card Account:
• government charges (other than GST payable in connection with the purchase of goods or services on which you earn Qantas Points);
• ATO payments; i.e. payments using your Altitude Qantas Visa Card or Mastercard®; Altitude Qantas Platinum Visa Card or Mastercard; Altitude Qantas Platinum Plus Visa Card or Mastercard; and Altitude Qantas Black World Mastercard® designated as an ATO payment or Card Payment Fee;
• interest and other bank fees and charges (including any GST payable on any of these);
• Cash Advances;
• (unless your card is an Altitude Business Qantas Gold Card) any spend deemed by us to be for business purposes, which includes, but is not limited to, transactions that relate to the conduct of a business, use of your Card to make purchases that are business-related (including any expenditure of a personal business nature) or use of your Card to purchase goods or services that are not used wholly or predominantly for personal, domestic or household purposes;
• balance transfers;
• BPAY® payments; i.e. bill payments and other payments made through the BPAY Electronic Payments Scheme

 

[chicco]

Just a point of reference, sorry if duplicate content, the call centre today told me that government spending on the Mastercard - including council rates or BPay of council rates - would not count towards the 3k spend for bonus points.

Purchases at Australia Post would earn but not BPay .

I think you will find if you pay council rates directly over the phone - you will definitely earn points - they will appear on your monthly statement. They therefore must count toward the bonus points as earning points they are an eligible spend.

 

[chicco]

I had the same issue with the platinum card as well so it looks like you weren’t the only one.
Hopefully they don’t take long to post the bonus points although it mentions up to 12 weeks.
I am keen to cancel this card as soon as possible.

The process of getting my entitled points ( general spend not bonus - who knows how long they will take to issue bonus ) from this mob as been an absolute nightmare and a joke.You need to call them a number of times, get transfered from department to department and even get told it's Qantas issue to call them. They always come up with some excuse. Yet you get your Amex points immediately transfered to QF account at due date - amazing how only one application was needed for both cards yet one group can for fill their obligation but another reckons they cannot locate QF number or there has been some other issue in transferring. Then they tell you , "you will get them next statement"- why not immediately .If they know they have issues , which I would be certain they do , having spoken to an operator who acknowledged this ,they should address this immediately and let their customers know.

IMO not acceptable nor professional.

I think this is one for Banking Ombudsman to investigate.

 

[knightfall88]

The process of getting my entitled points ( general spend not bonus - who knows how long they will take to issue bonus ) from this mob as been an absolute nightmare and a joke.You need to call them a number of times, get transfered from department to department and even get told it's Qantas issue to call them. They always come up with some excuse. Yet you get your Amex points immediately transfered to QF account at due date - amazing how only one application was needed for both cards yet one group can for fill their obligation but another reckons they cannot locate QF number or there has been some other issue in transferring. Then they tell you , "you will get them next statement"- why not immediately .If they know they have issues , which I would be certain they do , having spoken to an operator who acknowledged this ,they should address this immediately and let their customers know.

IMO not acceptable nor professional.

I think this is one for Banking Ombudsman to investigate.

This has happened to me multiple times in the past. The most recent time with St George, I raised a complaint and a Complaints Officer was assigned and they resolved it in a few days and got my points to me. But yes, 100% agree Westpac and St. George are horrible. I've been really careful recently and I called 3 times to check whether my FF number is assigned and that they switched on the promotion only to reach my spend and not see anything come through (hence the complaint raised)