Travel light

[Red Leader]

We find our 28 degrees cards take care of all our requirements.we use them at ATMs and as credit cards wherever we go.we have a low credit limit and transfer money from our savings account as needed.we do not pay any fees for withdrawing cash or surcharges on credit purchases.Just get one!

 

[JohnK]

Good advice and used by a lot of people on AFF.

I have one as well but the fees can get a little hefty in Thailand unless you find an AEON ATM which is not that easy outside of Bangkok.

A lot of small withdrawals and you get hit with the 150 baht fee all the time. Personally I found the exchange to be on par, sometimes worse, than the currency exchanges I use in Thailand. Plus I need to doing my banking overseas to keep putting money back on the card.

Much easier for me to travel with cash but need to make sure I do not misplace it/lose it.