The American Express Velocity Platinum Card Insurance does not have a benefit for Loss Damage Waiver Cover.

Having read the fine print on the insurance included with each of my credit cards (ANZ, CBA, NAB, STG, WPC) in general, they only reduce the excess for hire cars if you have already reduced the excess or taken out some other optional insurance with the car hire company.
I don't have the precise words in front of me though.
 

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