Switching credit cards to Virgin

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MikeG

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I've become unhappy with the QFF program, after a fair amount of misleading conduct and less than stellar service from Qantas.

I'm looking to move my cards across to earn velocity points rather than QFF points.

I have a Qantas Premier Mastercard and Qantas Busioness Rewards Amex card - can anyone recommend which cards I sholuld move to, and if anyone knows a way of simly porting across my Amex card to a different program?

Clocked up over 1-Million QFF points, and Qantas decide to be (donkey)holes. Fine. Adios.

M
 
If you want Velocity points, the Platinum Velocity AmEx, Centurion or Plat Charge are probably your best bet.
 
Unfortunately, despite your Qantas Amex being a business version you shouldn't qualify for the amex velocity platinum sign up bonus although there are reports of it coming through when signing up via a referral link. Not sure if this is still happening commonly. If you have a partner and they don't have an Amex (excepting DJ's or bank branded amex's which are exempt) then you could get them to sign up and add you for free as an accessory card holder. I'm going to be a bit cheeky and give you my referral link (100000 vleocity pts) if this is an option for you but NOTE signing up yourself may not lead to the bonus triggering due to your current Qantas amex. Good perks of 1.25pts/$ or 2.25/$ on velocity, free annual flight, 2 lounge passes to virgin lounge and 2 to amex lounge among others. $375 annual fee.

Great offer for my friends and family! - please note I get 40000 velocity points if you use my link

Alternatively as Happy mentioned the AMEX platinum charge card if you are willing to foot the annual fee ($1450) gives you the best of both worlds with flexibility to transfer to velocity, qantas (only card that currently allows this excepting Centurion), Krisflyer etc. Many other benefits too including unlimited access to VA lounges.

Good non-amex cards to combine with this
* Virgin flyer (or high flyer)- good earn and churn with a current 75000 velocity points sign up and with a $129 virgin voucher. Average ongoing earn rate of 0.66 with monthly spending caps You can often find reduced or no annual fee deals on this card. The high flyer offers a few extra benefits but is more expensive ($279) and at the moment only has 90000 velocity points sign up so not much benefit over the Flyer. Does have a better earn rate of 1pt/$.
* Coles Platinum rewards MC- earns 2 FBs/$ which when transferred to velocity equates to 0.87 velocity points/dollar + frequent transfer bonuses. Low annual fee of $89 and non international transaction fees make this a bit of a no-brainer for me although sign up bonuses are generally low.
* St George or variant Visa Amplfy Signature- Amplify or Qantas options- good sign up bonuses that often have no or reduced annual fee (usually $279)- 0.75pts/$ effectively for velocity but can also be transferred to other programs eg. KF. There is also a 10% birthday bonus on your birthday of pts earned in previous years so if you do hold it long term effectively 0.825pts/$. I churn this card though before thee year is out. Does have some other benefits including 2 priority pass lounge vouchers, insurance, concierge etc.
* Westpac Amex/MC bundle- effectively 40000 velocity pts if you take the altitude option)- 3 altitude points/1 velocity. Option of transfer to other partners as per St George. Ongoing earn rates are avg 1pt/$ on Amex and 0.4/$ on MC although intermittent transfer bonuses on top of this may be offered

There are others but I think these are the main ones. Hope this helps
 
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If moving travel to VA (and partners), I would suggest applying for a card which allows transfers directly to SQ KF (as well as VFF).

As VA does not have a large international network of their own, you will most likely end up on SQ internationally to Asia and Europe, so you may as well cut out the middle man at far better redemption rates.

Even with the recent devaluation, one of the various non-QF Amex cards would be the way to go...
 
Last edited:
True PS...you can add to that list Amex explorer 1pt/$ on regular spend (0.25/$ on government) but that can be transferred to Asia Miles, KF or Velocity + the opportunity for regular transfer bonuses of 15% + with velocity. Sign up bonuses of 100000 Gateway MR (convert to 50K velocity/asia miles or KF). $395 annual fee but offset by $400 travel credit + some other benefits (smartphone screen insurance, amex lounge visits etc). Also offers transfers to Etihad, Emirates, Thai, Malaysian at the same rate as velocity.
AND
if you use it purely at service stations and supermarkets the platinum edge earns 1.5pts/$ but a poor 0.5pt/$ on any regular spend and even less on govt etc. Sign up bonuses are rare. Transfer partners as above. $195 fee but offset by $200 travel credit.

If you are purely going to use KF then the Velocity platinum and other options above are still an option through the velocity; KF transfer but you lose a chunk of points (effective earn rate of the Velocity Amex platinum of ~0.8pts/$)
 
Does the Amex platinum card have no foreign exchange fees when shopping overseas ??
 
No... 3%. The only one one in the above list without is the coles MasterCard. Hence why I feel it offers good value with a relatively low annual fee and a reasonable earn rate despite generally low sign up bonuses.
 
I am surprised more cards dont offer zero overseas fees. Wouldn’t go overseas without one.
 
Some offer increased points eg. The westpac combo but no international transaction fees on REWARDS card are relatively uncommon. There are only a couple I can think of the coles card, the anz frequent travellers card and the bankwest qantas world MasterCard. There is also 28 degrees (but this doesn’t earn rewards) and multiple debit cards
 
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