Strategy to obtain US Amex

[Tiki]

Weird never heard of an issue with Oz mobile carrier

Something to do with the verification thing that pops up when you pay the bill online. I have used Citi for Foxtel, AGL, rates, Origin. Just Vodafone does this.

 

[albyd]

Weird never heard of an issue with Oz mobile carrier

I've recently experienced this with OnePasss mobile (the old catch connect).

 

[Darkpulsar]

Debuted credit score after 7mo: FICO 8 EQ 723

Thankfully amex correctly linked even though they don't have ITIN yet. Interestingly HSBC doesn't report to TU but this seems to be by choice judging by a few articles on it

 

[pyusha]

Just made a purchase. The charge shows as the hotel name. Will report back on the actual credit.

The charge posted as Hilton Queenstown and have received the $200 credit.

 

[blacksultan]

Data point : got the $50 airline credit on chase boundless from qantas marketplace .

 

[blacksultan]

Trying to apply for chase and otter cards for family members after receiving their itin . No luck yet . Any tips for creating their credit file thru adding it to additional cards on Amex and chase ?
Both have / had Amex through GT .

 

[metaphase]

Trying to apply for chase and otter cards for family members after receiving their itin . No luck yet . Any tips for creating their credit file thru adding it to additional cards on Amex and chase ?
Both have / had Amex through GT .

AIUI the normal recommendation is to get a 2nd Amex using ITIN then give it a few months (6 or more) for credit history to build before trying for a non-Amex?

 

[blacksultan]

AIUI the normal recommendation is to get a 2nd Amex using ITIN then give it a few months (6 or more) for credit history to build before trying for a non-Amex?

As a normal global transfer ?

 

[metaphase]

As a normal global transfer ?

I thought it was GT for first one, wait 6m, then normal application for 2nd but using ITIN, then wait another 6m before non-Amex - that's what I'm following but happy to be corrected or guided by others who've gone through it before!

 

[blacksultan]

I thought it was GT for first one, wait 6m, then normal application for 2nd but using ITIN, then wait another 6m before non-Amex - that's what I'm following but happy to be corrected or guided by others who've gone through it before!

Ok thank.

 

[DAC1]

I managed to link my ITIN at the same time as my GT. Ie it asked me for my ITIN but I was still able to GT.

Anyway more broadly I followed a similar timeline to that proposed above:
- May 2025 - Amex Gold via GT
- July 2025 - HSBC Premier
- December 2025 (ie 6 months post GT) - Hilton Aspire (not via GT)
- May 2026 - CSR

 

[metaphase]

Nice - I'm following a similar pattern but ITIN took ages to arrive (still no actual letter but have the one from the accountant from a month ago!):
- Sep 2025 - HSBC Premier (checking a/c first, then a month later the Premier CC)
- Oct 2025 - Hilton Aspire (GT, without ITIN)
- Jun 2026 - Hilton (non-Aspire, great sign-up bonus, used ITIN)
- (~Dec 2026 - hopefully IHG if a decent offer on!)

 

[blacksultan]

I managed to link my ITIN at the same time as my GT. Ie it asked me for my ITIN but I was still able to GT.

Anyway more broadly I followed a similar timeline to that proposed above:
- May 2025 - Amex Gold via GT
- July 2025 - HSBC Premier
- December 2025 (ie 6 months post GT) - Hilton Aspire (not via GT)
- May 2026 - CSR

We’re you not asked for bank statement to prove address at the first GT ?

 

[Traveler999]

We’re you not asked for bank statement to prove address at the first GT ?

Amex accepted my Tello invoice in Feb 2026 with my USA mailing address for my first GT (bonvey brilliant)
I will find out on Tues when I call back amex for my Green card (normal application) if they still accept it. They Indicated it was ok last week when they asked for a copy of my passport again.

 

[metaphase]

Amex accepted my Tello invoice in Feb 2026 with my USA mailing address for my first GT (bonvey brilliant)
I will find out on Tues when I call back amex for my Green card (normal application) if they still accept it. They Indicated it was ok last week when they asked for a copy of my passport again.

For my 2nd card they just wanted a copy of my ITIN letter and passport, no proof of address this time.

 

[DAC1]

We’re you not asked for bank statement to prove address at the first GT ?

Provided a PNC or BofA statement.

The reference to HSBC Premier was when I got the US credit card.

 

[ithongy]

Trying to apply for chase and otter cards for family members after receiving their itin . No luck yet . Any tips for creating their credit file thru adding it to additional cards on Amex and chase ?
Both have / had Amex through GT .

What about having family members as AU (Authorized User) of your cards? This way family member's credit score is tied to yours and lenders can see credit history.

 

[blacksultan]

Amex accepted my Tello invoice in Feb 2026 with my USA mailing address for my first GT (bonvey brilliant)
I will find out on Tues when I call back amex for my Green card (normal application) if they still accept it. They Indicated it was ok last week when they asked for a copy of my passport again.

Which tello plan generates an invoice with address ? The basic $5 one as well ?