Strategy to obtain US Amex

[nthd_nthd]

Question regarding building Credit.

1. Anyone here is able to build their Credit to above 800 with just Credit Card? And how long did it take you to go beyond 800?

Here in Australia, we have variable of Credits mortgage, car loan, personal loan, phone/utilities v.v. But we are lacking all those in America.

2. Also - How do you access to Freeze / unFreeze Credit 3-bureau. I have not figured out how to access Experian or TransUnion. Up to now, I am still relying on Equifax to check my score/history/Inquiries from all 3 with Very limited access to Experian and TransUnion.

Thanks

 

[blacksultan]

Question regarding building Credit.

1. Anyone here is able to build their Credit to above 800 with just Credit Card? And how long did it take you to go beyond 800?

Here in Australia, we have variable of Credits mortgage, car loan, personal loan, phone/utilities v.v. But we are lacking all those in America.

2. Also - How do you access to Freeze / unFreeze Credit 3-bureau. I have not figured out how to access Experian or TransUnion. Up to now, I am still relying on Equifax to check my score/history/Inquiries from all 3 with Very limited access to Experian and TransUnion.

Thanks

My equifax core credit score is 806 .
Did not do anything consciously .

 

[nthd_nthd]

My equifax core credit score is 806 .
Did not do anything consciously .

How many years after your 1st card till your score go to 800 please?

 

[blacksultan]

How many years after your 1st card till your score go to 800 please?

Can’t remember maybe on the past year . Got my first card in 2020 .

 

[nthd_nthd]

Can’t remember maybe on the past year . Got my first card in 2020 .

Thank you. Appreciate your DP - so that approx. 5 years.

 

[blacksultan]

Thank you. Appreciate your DP - so that approx. 5 years.

Almost 6 now