Strategy to obtain US Amex

[http_x92]

Looks like the HSBC Premier card will now be a good keeper for Visa/Mastercard use in Australia in the long run.

Understood there is the MC FX baked into the purchase each time and also converting AUD to USD from your bank. No problem using the streaming credit though. Still leaves me with $35 of fees remaining...

To keep or not to keep...

 

[blacksultan]

Looks like the HSBC Premier card will now be a good keeper for Visa/Mastercard use in Australia in the long run.

Understood there is the MC FX baked into the purchase each time and also converting AUD to USD from your bank. No problem using the streaming credit though. Still leaves me with $35 of fees remaining...

To keep or not to keep...

Can request annual fee waiver as well .

 

[Triben]

anyone gets this notification to update income in US AMEX?
is it safe to do and will they ask any documents once we update income?

 

[lunne]

anyone gets this notification to update income in US AMEX?
is it safe to do and will they ask any documents once we update income?
View attachment 502309

I'm in the same boat and also keen to hear what the best strategy is.

I've left responding for a few months. The income that I reported when doing the GT for my first (and only) US card back in 2022 is higher than I'd like it to be (many seem to suggest that it's best to use a lower income as a foreigner, say, $80-90k p/a, to not trigger a document check).

Now I don't know - should I state to Amex that my income is the same (high), or lower it to the $80-90k bracket? I'm planning to apply for my 2nd Amex with a new ITIN soon.