Strategy to obtain US Amex

It is definitely something to do with the ITIN, I believe, as I just tried to submit for my partner (clean profile, not submitted any application since 1st card back in Sept, 75k income, NO ITIN) and I got instant approval.....
If we go back to original recommendations for the journey, it was always recommended that when you got FICO score, that's when you would apply for a 2nd card. Sometimes with GT you could get around it but there was no guarantee.

My guess is that if you tried to apply without an ITIN you might get past it but with an ITIN you're getting flagged cause you have no credit file hence you're getting hit with income verification.

Do you have a credit file on EX or EQ yet? Have you tried looking yourself up?
 

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