Strategy to obtain US Amex

[http_x92]

Successfully opened HSBC AU and US Premier accounts.

AU:
- Deposited 9k this month, got in contact with a Premier Manager over the phone and was upgraded
- On the condition that I deposit 9k+ AUD for 6 months straight.

US:
- Applied online through the HSBC USA app, mentioned that I was a Premier in AU (this was key!)
- Set the residential and permanent addresses to the Australian ones, but set the mailing address to the virtual suite - somehow this got through
- Usual passport verification was done.
- Reasons for opening account.
- HSBC USA contact reached out, realised that it takes a few days to show up as a Premier customer on the US side. 2 key questions asked were: How you are going to use the checking account outside of travel and how are you are going to make deposits (HSBC directly or other sources)
- So from HSBC AU to US Premier approval took about 4 business days. Made a promise in the application that I will make a $1k USD deposit as my first one.

Pretty good process - hard to get a checking account outside the US with an actual bank so this was the only way.

 

[Ansett Nostalgic]

Will HSBC Australia downgrade you after the 6 months if you don't keep making $9k deposits every month?

 

[http_x92]

Will HSBC Australia downgrade you after the 6 months if you don't keep making $9k deposits every month?

Correct, that is what will happen. 9k deposit in and out is the best way to go.

 

[georgie23]

Will HSBC Australia downgrade you after the 6 months if you don't keep making $9k deposits every month?

Cant be certain - some have got a letter I believe - why not just do 9 in and out?

 

[nthd_nthd]

D.P for whoever want to take advantage of cat bonus if you are not sure like me.
Qantas Marketplace coded as Airlines/Travel However Qantas Wine coded as Dining/Drinking on Chase. If I knew would have waited for Citi Night 6x.

Oh well

 

[http_x92]

Based on earlier posts, looks like the HSBC 3 way call method to get the address verification done with Amex no longer works and it hasn't been a thing for a while so awaiting the monthly statement.

 

[US_Amex]

If anyone has the Amex Personal Platinum card, it has a $200 credit on the Oura ring purchase and Oura have a Black Friday sale so can get this delivered to your mailbox in the US for ~$50 USD (and then shipped on to Australia):

American Express Personal Platinum Adds $200 Oura Ring Credit (30% Off For Black Friday)

American Express personal Platinum card has added a $200 Oura ring credit

www.doctorofcredit.com

 

[Baymax]

Just wondering if anyone uses tailscale for routing traffic to the US residential IP for online shopping / streaming services? If so, would you mind share how to set up / what subscription service you're using? or share any similar way to bypass the restrictions for those US servers from those well known VPN providers.

 

[georgie23]

Just wondering if anyone uses tailscale for routing traffic to the US residential IP for online shopping / streaming services? If so, would you mind share how to set up / what subscription service you're using? or share any similar way to bypass the restrictions for those US servers from those well known VPN providers.

I do
Just need to have a TS device in the US and just use that as an exit node
Apple TV is super easy device to use

 

[velli25]

Do most people with an ITIN open up a Biz Checking account with AMEX? Is it a straight forward process? Seem to never get NLL offers but have read opening a checking account helps

 

[_TheTraveller_]

I do
Just need to have a TS device in the US and just use that as an exit node
Apple TV is super easy device to use

Do you use a friend's TS device?

---

So I've just returned from the US. I tried to apply for a BoA Atmos CC + Checking account. No problem with checking, set it up as NRA. Applied for Atmos CC in branch and got hit with the letter requesting docs. The only way to provide docs is snail mail via their OWN ENVELOP! Ridiculous.

I'll wait till Jan to re-apply and see whether I'm successful. Plenty of absurd BoA DPs on Reddit.

As for happier news.. I randomly applied for SoFi whilst I was there and it got approved. I wonder if VPN/IP is causing issues when you try to apply in Aus.