Strategy to obtain US Amex

Re the phone, looks like you have a good plan IMO. I have T-Mobile prepaid at $5/month & using it with WiFi calling to get texts in AU. I have had some issues getting OTP from some banks with it but otherwise works fine.

The other one is TextNow which is an app on the US App Store if you can access it. It’s cheaper but IME received texts from Amex but no one else.

Re your worry about proof of address, most people in this thread use a mail forwarding service.

YMMV
thanks for your response. No, it's not what I am worrying - sorry if I was not clear. I meant I have US address already but Amex application process is now asking me to prove it. I had letter from IRS sent to my home address for my ITIN but they asked for 2nd one with my name and address on it. I dont know what else to provide as I have nothing else.
 
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I got something similar from C1 when they shut down all of my accounts (having refused to proceed with my Credit Card application when I used my Sarasota address). I think they’re of the view our account applications are fraudulent even though they’re not and they send us a generic, non-specific letter of rejection.

Did you open a checking account and get to keep the welcome bonus?
 
I got something similar from C1 when they shut down all of my accounts (having refused to proceed with my Credit Card application when I used my Sarasota address). I think they’re of the view our account applications are fraudulent even though they’re not and they send us a generic, non-specific letter of rejection.

Did you open a checking account and get to keep the welcome bonus?
No. I just simply opened checking account without bonus or rewards.
 
View attachment 368801
Just trying to open a checking account but encountered this. Filled in the form with this earlywarning consumer service agent to find out why.

Did you try and open this account from Australia ?
If so, you will encounter problems as BofA (And pretty much all the other major banks) require non residents to go into a branch in person if they want to open a bank account or credit card.
 
Did you try and open this account from Australia ?
If so, you will encounter problems as BofA (And pretty much all the other major banks) require non residents to go into a branch in person if they want to open a bank account or credit card.
They should have put a stop right when I selected ITIN and no SSN. Gosh. I went all the way to finish line (ID check - submitted passport - proof of address blah blah ) to be told there is a problem. uh oh.
 
View attachment 368801
Just trying to open a checking account but encountered this. Filled in the form with this earlywarning consumer service agent to find out why.
I got declined too...potentially due to low score.... got same email...

"The range of possible scores is 495 to 1000. Your score can change depending on how the information in your consumer report changes."
 
Just received my Chase card that was forwarded to me from Planetexpress. The external (UPS) and internal (standard white envelop) was opened by Customs and Border Protection.

This means that they would have viewed/accessed my credit card details.

Should I be concerned or am I over worried?
 
hi guys, I am having difficulty adding a capital one platinum card to my google or samsung wallet. Issue being it asks to verify within the capital one app but then when in the app it says 'we've hit a snag' and provides no option to complete. Has this been experienced by anyone else and any known solution? Perhaps just need to call them up... thanks

I only have this card to recommence my credit history as this card account is connected with my old SSN so I think I only need to make one of two small purchases a month. I haven't tried making an online purchase which might achieve what I need anyway.
 
hi guys, I am having difficulty adding a capital one platinum card to my google or samsung wallet.

I don't have a Cap1 card but just something to look into - is your Google Wallet attached to an AU or US region Google account?
 
hi guys, I am having difficulty adding a capital one platinum card to my google or samsung wallet. Issue being it asks to verify within the capital one app but then when in the app it says 'we've hit a snag' and provides no option to complete. Has this been experienced by anyone else and any known solution? Perhaps just need to call them up... thanks

How long have you had the app for?
 
How long have you had the app for?
5-6 Months
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I don't have a Cap1 card but just something to look into - is your Google Wallet attached to an AU or US region Google account?
I think it might be attached to a turkey google account as I had one setup for getting cheap subscriptions or something as it auto fills turkey for the address of all new cards. I will try changing it to A US one maybe for this..
 
I think it might be attached to a turkey google account as I had one setup for getting cheap subscriptions or something as it auto fills turkey for the address of all new cards.

Would suggest setting up a burner Gmail accounts for these things, especially if you're using them for Google services like Google One and Youtube Premium. If you need to, you can create a family plan and invite your real account to use the benefits!
 
5-6 Months
Post automatically merged:


I think it might be attached to a turkey google account as I had one setup for getting cheap subscriptions or something as it auto fills turkey for the address of all new cards. I will try changing it to A US one maybe for this..

I personally haven't had issues adding a US card to my Aus google account but authentication of address and name does take place so that could be an issue.

Other thing to consider is that C1 has been very sensitive to stuff like this from my exp. Give them a call and they might be able to help.

I wasn't able to get a text from C1 for 2FA verification when adding bank accounts and needed to add it over the phone. It wasn't until a month or two passed that I could authenticate with the app.
 
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I personally haven't had issues adding a US card to my Aus google account but authentication of address and name does take place so that could be an issue.

Other thing to consider is that C1 has been very sensitive to stuff like this from my exp. Give them a call and they might be able to help.

I wasn't able to get a text from C1 for 2FA verification when adding bank accounts and needed to add it over the phone. It wasn't until a month or two passed that I could authenticate with the app.
Ive actually googled the issue and it seems to be a relatively common problem for people even in the states. Seems to be a capital one verification issue. Not the first time in my experience either that capital one systems have been difficult to deal with.
 
Just received my Chase card that was forwarded to me from Planetexpress. The external (UPS) and internal (standard white envelop) was opened by Customs and Border Protection.

This means that they would have viewed/accessed my credit card details.

Should I be concerned or am I over worried?
Change your add to oz and ask for a direct replacement after a few days .
 
With Chase's 5/24, I am currently on 3/24. I have applied for chase again and waiting. I just received an upgrade to the Plat charge (from Gold), but I won't accept this until I apply for the plat charge itself. If I do apply for the plat charge, that would bring me to 5/24 (assuming I get approved for chase).

The question is, at 5/24, will be approved for chase biz cards or do I need to be at 4/24 to be approved for chase biz cards?
 
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