My Explorer anniversary date is next week and I'm planning to cancel (my last attempt to cancel, a few months ago, resulted in an acceptable retention offer, so I doubt I'll get another now). However, i just noticed that I received the $400 annual travel credit about 15 days ago! This seems very strange... and surely looks like I could use this credit without incurring the annual fee. How odd. (I don't have any particular reason to use it right now.) Has anyone else been in this situation?