Scams like these

I got a text message a couple of weeks ago asking if I had spent $1000 on my Amex. If no, ring this number.

I rang the number on the back of my card fully expecting the agent to have no knowledge of the text. But it was legit. Transaction stopped, and a new card in the mail. Interestingly as I am travelling, they have already updated the card details on my iPhone so I can keep using it.
 
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I got a text message a couple of weeks ago asking if I had spent $1000 on my Amex. If no, ring this number.

I rang the number on the back of my card fully expecting the agent to have no knowledge of the text. But it was legit. Transaction stopped, and a new card in the mail. Interestingly as I am travelling, they have already updated the card details on my iPhone so I can keep using it.
25yrs ago I had the call from Westpac. Had I spent 17c in California on my Mastercard. No, of-course not. The security agent explained that they run a small amount as a test and if it clears then they go in big.
 
I got a text message a couple of weeks ago asking if I had spent $1000 on my Amex. If no, ring this number.

I rang the number on the back of my card fully expecting the agent to have no knowledge of the text. But it was legit. Transaction stopped, and a new card in the mail. Interestingly as I am travelling, they have already updated the card details on my iPhone so I can keep using it.
That instant update is just fantastic, esp when travelling obviously. Worked for me on Android with a Visa or MC.
 

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