wilekayote
Newbie
- Joined
- Dec 13, 2012
- Posts
- 1
Anybody tried to claim on a QBE Travel insurance policy for the excess on a stolen rental car. It happened to us and QBE have told us the policy does not cover it. the policy states
What is covered?
We will cover you for the rental vehicle insurance excess, or
the cost of repairing the vehicle, whichever is lower, if
• you rent a vehicle from a rental company;
• it is damaged by accident, storm, fire or theft; and
• you are a nominated driver on the Rental Vehicle
Agreement.
For this benefit to apply, the rental vehicle must have
comprehensive motor vehicle insurance for the period of hire.
What is not covered?
1. This cover is not in place of rental vehicle insurance and
only provides cover for the excess component up to the
applicable limit.
2. Any cover for your liability resulting out of your use of a
mechanically propelled vehicle (eg. motor vehicle or motor
cycle).
3. Any cover where you have made a claim for the
But apparently if the car is not recovered (in any state) it's not covered!
What is covered?
We will cover you for the rental vehicle insurance excess, or
the cost of repairing the vehicle, whichever is lower, if
• you rent a vehicle from a rental company;
• it is damaged by accident, storm, fire or theft; and
• you are a nominated driver on the Rental Vehicle
Agreement.
For this benefit to apply, the rental vehicle must have
comprehensive motor vehicle insurance for the period of hire.
What is not covered?
1. This cover is not in place of rental vehicle insurance and
only provides cover for the excess component up to the
applicable limit.
2. Any cover for your liability resulting out of your use of a
mechanically propelled vehicle (eg. motor vehicle or motor
cycle).
3. Any cover where you have made a claim for the
But apparently if the car is not recovered (in any state) it's not covered!