I have CBA Diamond, BankWest and Macquarie. I use the latter two when overseas or making overseas transactions. I spend quite a bit on overseas airfares and I live overseas for six months of the year. (Actually less than six months if anyone from the ATO is here.)Unless they offer bonus sign up points offer, I won't touch this card. For 0% overseas fx fees, stick with macquarie or bankwest card.
That's interesting.I just did the switch. Despite what my personal banker told me, the switch website says that the monthly fee will start after your current annual fee period has passed.
How did you sign up for the world debit card?I considered this card but decided against it and instead will stick to the velocity Amex. A signup bonus would have tempted me and I don’t think I’d meet the monthly minimum spend to avoid the fee as most of my spend goes through the Amex. I did however sign up a while back for their world debit card and to my understanding that card also includes complimentary travel insurance, 2 free lounge passes and no forex. Strange that they didn’t include any free passes with their top end card. I like how with commbank you can simply activate the insurance for the duration of the trip without even having to book and pay for the trip with a commbank card. Something my Amex doesn’t offer.
Certain customers got an offer about 6 months ago, from what I have read not worth the $10 monthly fee my ING has better benefits for overseas atms with little criteria, pair that with a CBA credit card that has travel insurance and you're better off less the loungekey passesHow did you sign up for the world debit card?
100,000 Bonus Awards Points when you apply for a new CommBank Ultimate Awards credit card by 30 May 2020 and spend $5,000 on eligible purchases using your new card within 90 days from activation.I considered this card but decided against it and instead will stick to the velocity Amex. A signup bonus would have tempted me
Got an invite through Netbank and took them up on the offer and will reassess it when it is no longer free. I currently own no CommBank credit cards so I like the idea of travel insurance that can be utilised without having to put all purchases on one card. I alternate between my AMEX and Coles MasterCard so I never book a trip with one card only. I will give the insurance t&c a proper read though before I use it.How did you sign up for the world debit card?
haha, good work CBA . now we have a genuine sign up bonus with no annual fee (assuming the minimum spend can be kept)
Well that’s either a new offer or I missed it before. I might now consider it at the very least for the bonus points offer. If I can then somehow swindle them into letting me keep the world debit fee-free then that would be even better. I noticed though that the travel insurance on the world debit maxes out at 21 days... but strange how they offer a couple free lounge passes but not with their top end credit card.