Would depend on my situation I guess. If I was retired and had a European holiday house to go to? Absolutely, no real risk there. If I was going to spend thousands more on accommodation and a holiday that travel insurance won't help with? Not with a 10 foot pole.
Well, one could NOT pre-purchase accommodation and head off. Think of it as multiple one-off weekend holidays all strung together. This is what I did last trip.
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