Complimentary credit card travel insurances - Any adequate ones?

muppet said:
My additional card holder tried to get an existing condition covered and the answer was no, without asking what condition and how its being managed - so i think it’s a hard no.
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From my dealings with Amex (Ultimate) TI, when Chubb took over a few years back now, they nixed all pre existing and also domestic car rental @muppet @MEL_Traveller

$45 fee for pre existing if conditions accepted with Allianz using our Westpac Platinum Mastercard.
Also good for domestic car rental.
 
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