I reckon Amex is more considerate.
They may well be - Citi are pretty good when you ring up to "cancel" though

I reckon Amex is more considerate.
Hi,
Has anyone got further details or had any experience on this Citibank Signature card offering 80k bonus points after first spend with annual fee of $395 and additional $49 for opting in to Qantas Rewards?
- Are you allowed to hold an existing Citibank credit card (e.g. Citibusiness gold)?
- Are the 80k bonus points transferrable to QFF rewards (i.e. do you need to opt into Qantas Rewards on activation before your first spend)
- Has anyone had a bad or lengthy experience in chasing up the bonus 80k points?
Citibank Rewards Credit Card - Signature | Credit Cards - Citibank Australia
Cheers
[can an op please rename the title to Citibank Signature?]