Citibank Plus - No Fee No Overseas Transaction Fee Account

RooFlyer said:
I think the main point of Chicken's comment was that using a debit card for a hotel's pre-auth is letting them hold one's own money, as opposed to using a credit card, where its only holding available credit.
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That may be so, but Chicken's claim that the hotel was using the money as free cash flow is utterly incorrect. The hotel does not get any of the money in a pre-auth - the money does not even leave your account.
 
Well, I think the bottom line is that for all kinds of reasons it's worth travelling with a range of credit and debit cards with varying characteristics.

Obviously, the circumstances of each individual traveller combined with the circumstances of each transaction are often unique so having the facilities to tailor the card to the transaction is a wise approach.

Out of abundant caution coupled with substantial real-world experience I typically carry a range of credit and debit cards, issued by a wide variety of different financial institutions, for this exact reason.
 
RooFlyer said:
Use of Citibank debit plus in South American ATMs.
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In January I finished 15 months of travelling in Latin America and this card was my rock. I was lucky to get it in time as my 28 degrees was enhanced right before I left. I was without it for a bit as it expired (it only had 1 year validity) but Citi were good enough to post me a new one while I was in Mexico without any extra fee. In addition to your list above I was able to get money without a fee at Banco Estado and Scotiabank in Chile, Scotibank in Peru and another in Brazil, maybe Banco do Brasil. In Mexico and Uruguay I always had to pay $2 - $3 USD unfortunately.
 
I wonder what would be the best way to hold a master list? That way it saves having to search the whole thread to get the info required?
 
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Flashback said:
Question..... Thailand is known for ATM fees, are you saying you've found a fee free one? :)
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I used it yesterday and checked my Citi account online just now. It shows the withdrawal and no fee. I will check again in a day or two incase it is lagging behind the initial transaction. I did not note the ATM brand, but I will be on the BTS again tomorrow, so will look out for it.
 
JessicaTam said:
I used it yesterday and checked my Citi account online just now. It shows the withdrawal and no fee. I will check again in a day or two incase it is lagging behind the initial transaction. I did not note the ATM brand, but I will be on the BTS again tomorrow, so will look out for it.
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Nice one. Am in BKK on Monday - assume you're gone by then?
 
Has anybody had any issues transferring funds into the citibank account?
I tried to send my first lot of money across last week and its been denied and sent back to commonwealth... The BSB and Acct Numbers were correct and both banks are blaming the other...
 
not me. just put in a decent sum to the savings account for a large payment to work the prestige card

jackthomas said:
Has anybody had any issues transferring funds into the citibank account?
I tried to send my first lot of money across last week and its been denied and sent back to commonwealth... The BSB and Acct Numbers were correct and both banks are blaming the other...
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jackthomas said:
Has anybody had any issues transferring funds into the citibank account?
I tried to send my first lot of money across last week and its been denied and sent back to commonwealth... The BSB and Acct Numbers were correct and both banks are blaming the other...
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No issues here. Saying that, I normally do a seed (test) transfer of say $50 to a new bank account (and save the account in my internet banking list) to make 100% sure I have the right details, then transfer a larger amount the next day.
 
DeKa said:
No issues here. Saying that, I normally do a seed (test) transfer of say $50 to a new bank account (and save the account in my internet banking list) to make 100% sure I have the right details, then transfer a larger amount the next day.
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This was a $20 test to see if it worked... Didn't. :D
 
robd said:
Fantastic JessicaTam. Any chance that the link could be placed as the first post for ease of access? Or alternatively, can you advise how I can shortcut the link?

Great job :)
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Ctrl+D (or Command+D for Mac) should add it into your bookmarks.
 
robd said:
Fantastic JessicaTam. Any chance that the link could be placed as the first post for ease of access? Or alternatively, can you advise how I can shortcut the link?

Great job :)
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Pay attention robd! ;)

I added it to the first post of this thread yesterday when I created the spreadsheet. :)
 

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