A few days ago I transferred about >50% of my CitiRewards points out to VA and SQ, and
want to transfer the rest - plus any newly accrued points on a monthly basis - but I don't know where to send them!
If I transfer any more to SQ I risk them expiring - very hard to accurately predict what I'll use over the next three years, but I already have about 500k sitting there, and all travel up to the end of this year is already booked. (Worth noting here that I'm single so no partner / kids to redeem for, happy to redeem for close family but they don't travel much, and while happy at face value to redeem for friends I'd be concerned about unintended consequences (e.g. redeem for one friend, other friend gets pissed later when I can't / won't redeem for them because of lower points balance or redemption nominee issues) - and hence I can only "count" of needing to redeem them for myself).
I could transfer some to CX - none there now - but these would also have a three-year expiry clock, so again the risk of having some expire.
That just leaves VA... but I don't want to overdo it with VA as again there's already a few hundred thousand sitting there, and I literally would have redeemed < 100k ever with VA (so I clearly don't use my VA points fast).
Suggestions anyone?
Edit, to acknowledge this is just about the ultimate in first-world problems