Everyone's circumstances are different, but this one offers 1VFF per $1 of online spend, or effectively 0.645 KrisFlyer. Quite easy these days to convert spending into "online". Remains to be seen if nab joins the bi-annual Velocity bonus promos which could improve the numbers further.Very late to this thread but what is the thinking on whether this program is still worthwhile now that KF etc is out. Never used VA as an awards program
