Citi Bank Gold Credit card $1 = 1 pt fee free

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Chicken said:
The online application and PDF on Citibank web site clearly states you must be over 18.

The salesman lost a sale!
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In regards to the ambiguity of the age factor within Citibank’s selection criteria – I have had the same experience as other forum members.
The sales people for Citibank at MEL want you to be over 21, however.

I’m thinking that maybe the salespeople ‘up’ the age limit on their own accord to increase the chance of a successful credit card application, which in turn ensures their commission?!
 
Now that you mention it, I think the salesman for Citibank said something about 21+ to signup in person but only 18+ online. If thats the case, it doesn't really make sense.

Unless as Danhan said the salespeople do that to up their chances of successful applications and therefore more commision?
 
Yep, I'm about to hop back on the phone and demand a proper reason as to why the application wasn't successful, as I more than satifsied the criteria for the card.
 
Yeah thats a good idea, get an explanation if you meet all the criteria they should approve you. If still no answer you should get a copy of your credit report from Baycorp Advantage and see if there's anything on there that's causing the decline.
 
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Age isn't my prob- I'm keen to apply, but my annual "official" income is approx $34K and I know the application specifies >$35K. I've got good credit history, have other sources of income eg bank interest etc, so do u think it wise for me to try and apply nonetheless? Am I likely to get rejected based on making $1000 short of the limit?? Has anyone had similar experiences?
 
Holly said:
Age isn't my prob- I'm keen to apply, but my annual "official" income is approx $34K and I know the application specifies >$35K. I've got good credit history, have other sources of income eg bank interest etc, so do u think it wise for me to try and apply nonetheless? Am I likely to get rejected based on making $1000 short of the limit?? Has anyone had similar experiences?
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From my experiences (which I won't go into), you should be able to get away with it
 
I dont think that'd be a problem Holly. It does say total income including dividends and other sources of income in the application process, so apply anyway, you have nothing to lose! They may ask for proof of the interest you get in which case you can send them a copy of your bank statement and that should keep them happy!
 
I applied on-line last week, but yet to hear a response- what's the usual time before you hear back?? I tried using that "status check" thing they have on the Citibank website but it said they couldn't find my application or something...is that a sign that I'll need to call their customer service?
 
Hi guys saw this offer on flyertalk in nov last year and applied, got my card within 2-3 weeks. Then saw another add online that gave 10,000 ff points with citibank gold card (but this card had an annual fee).. tried my luck to get points added on, but was declined by Manila:D
 
I got a call on Monday that they'd verified my employment details and asked me the "how did you apply" question, I said online. Asked me a few verification questions like name, address etc.

I asked if i'd been approved and how long it'll take, they said its with the credit department and i should be sent a letter within 3 days. Still waiting now!
 
Update: Great news, just received an email telling me i've been approved :D

No mention of the "no annual fee for life" in the email, but i'll wait till my letter arrives, possibly today and if its not there i'll be calling them to get that changed!



Citibank Pty Limited
ABN 88 004 325 080 AFSL 238098
GPO Box 40
SYDNEY NSW 2001


CitiPhone Banking 13 24 84
Facsimile 1 300 301 249
Citibank.com.au
Usecreditwisely.com.au


Wed Jan 10 04:01:31 2007

Dear xx_X

Welcome to Citibank! We are pleased to advise that your recent request for a Citibank Gold Visa Card has been approved.

Your new Gold Visa Card and Personal Identification Number (PIN) will arrive shortly. Your new Citibank Gold Visa Card gives you a suite of benefits to enjoy including better ways to manage your money, online and over the phone; a Rewards Programme with points that never expire; and greater security for your Card and your purchases.

We trust that you will enjoy the convenience of your Citibank Gold Visa Card.

Yours sincerely


Roy Gori
Director - Credit Cards
Citibank Pty Limited
 
NiNJA said:
www.citibank.com.au/cardsoffer/offers/gold_nofee_B.htm doesnt work anymore ... and www.citibank.com.au/cardsoffer/offers/gold_nofee_A.htm hasnt worked for a while.

Anyone know if there is a new URL or where to apply for the card?
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Even the URL with C and D are gone ..... Looks like Citibank has enough applications in this campaign to shut up shop. Oh well have to say it is probably the best credit card campaign for a while ....... Afterall no fee for life AND get Reward points which converts QFF 1:1 ...... Not to mention free travel insurance and is a VISA which can be accepted everywhere. Use it wisely and u will get free points for nothing (as long as u don't pay surcharge and pay off in full on time).
 
edison said:
Even the URL with C and D are gone ..... Looks like Citibank has enough applications in this campaign to shut up shop. Oh well have to say it is probably the best credit card campaign for a while ....... Afterall no fee for life AND get Reward points which converts QFF 1:1 ...... Not to mention free travel insurance and is a VISA which can be accepted everywhere. Use it wisely and u will get free points for nothing (as long as u don't pay surcharge and pay off in full on time).
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you sum it up well !
 
I've had my free Gold Visa forover 3 months now and can say i'm really happy with it. No fees, I pay off on time each month and points are credited as soon as the spend appears online, not at the end of each month as is the case with most other cards, fantastic deal I couldn't be happier!

There's also the free offers that Citibank has which include buy one get one free meals at restaurants and so on, i'm yet to use them but have got several in mind i'd want to take advantage of, all in all I think its the best credit card deal I could have got!
 
Cyberdog100 said:
There's also the free offers that Citibank has which include buy one get one free meals at restaurants and so on...
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Just check the offer is still available. Some restaurants stop doing the offer (Coast at coughle Bay was once a great deal). I've been very happy with the 20% off at Stamford Hotel seafood buffets. :)
 
BiziBB said:
Just check the offer is still available. Some restaurants stop doing the offer (Coast at coughle Bay was once a great deal). I've been very happy with the 20% off at Stamford Hotel seafood buffets. :)
Click to expand...

Where can I find a list of these benefits - or is there a booklet or something similar?
 
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