Cash equivalent gift card/instrument

[alect]

Is there a gift card or other instrument in australia which can:

• be bought using a credit card (with no or minimal eg 1% surcharge); and
• be converted back into cash or deposited into bank account for remaining balance (with no or minimal charge)?

 

[woodborer]

I think it is fair to say, that if such a point cow existed, and had been publicly discussed on this board, that cow would have been milked for all its worth, and been sent off to the saughter yard.