Bankwest Transaction account [General Discussion]

Big John

Intern
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Aug 26, 2020
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Very sad to see this cap imposed.

Was a good place to park surplus cash in a low interest rate environment.

Will have to look at the Qudos offering soon.
 

Danger

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I spoke with Bankwest yesterday and after a bit of back and forth I was able to convince them to pause the transfer of points to my Qantas account. I'm at a point in my QF membership year where it's much more beneficial for me to defer earning until my new membership year rolls over.
 

Duffa

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BOQ specialist accepts doctors, dentists vets and accountants and students thereof.
 

Kangol

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Interesting.

Based on this:


Rate of accrual:
1 Qantas Point for every whole amount of $10 making up the average daily balance calculated at the end of each calendar month. If the last day of a calendar month is not a valid Banking Business Day, your daily account balance on the last valid Banking Business Day of that month will be used for calculation of your average monthly balance. Any transactions between the last valid Banking Business day and the next valid Banking Business Day of the following month will be posted as adjustments at the end of the next month.

BOQ 50k: 60,000 points per year (5,000 per month)
BOQ 1k: 1,200 points per year (100 per month)

No cap on BOQ that I can find.

As a reference:

BW 50k: 54,750 points per year
BW 1k: 1,095 points per year

Qudos 50k: 20,038 points per year
Qudos 1k: 396 points per year
 

MEL_Traveller

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Apr 27, 2005
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Yes, the BOQ specialist account is very good for earning points, but such a limited eligibility criteria. (Would signing up to an open university course on accounting be sufficient?? 😷)
 
Joined
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Yes, the BOQ specialist account is very good for earning points, but such a limited eligibility criteria. (Would signing up to an open university course on accounting be sufficient?? 😷)
I think it definitly should :p
In case your spouse happens to qualify, that should be enough for you to apply, as "spouse of..." is an option in the application process.
 

MEL_Traveller

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So have I got this right... with Qudos you can 'set and forget'? There's no minimum deposit of $2000 (or whatever) per month like Bankwest in order to escape account keeping fees or anything?
 

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