ANZ Rewards - 2010 Major Revamp

[markis10]

So am I right in assuming that the "Commercial Rate" is for business cards (eg Citibusiness)?

Is it then likely that eventually there will be a surcharge for different types of Visa cards (maybe Plat and business cards), or just a higher flat fee for all credit cards?

That would be very messy. And very good for Amex I'd think.

Also, with all our banks clearly pushing AX/VI dual cards recently one would assume it's also in their interests to move as many customers through the AX network rather than VI/MC?

The fees banks pay Visa vary by type of merchant and type of card, yes commercial rate is for business cards as premium is for Platinum cards. However if you use the card at a supermarket or servo then its the cheaper rate. For the record the Mastercard fees can be found here:

Interchange Fees | MasterCard® Australia