Re: ANZ QFF Black 75,000 bonus with no annual fee 1st year -only $2500 spend 1st 3 mo
Internet banking offer is a landing page that is available to anyone, i.e. you don't actually need to have an existing account, i.e.
https://www.anz.com.au/personal/cre...black/?pid=crc-ibr-nt-ib-06-27-acq-anzffblack
IT is quite possible that ANZ only intended to make this available to existing account holders but that's largely irrelevant from a legal standpoint, they did not make it part of the terms and conditions that you have an account already (and I've pdf'ed the pages should they become problematic to show FOS).
In fact the Terms and conditions on this landing page suggest the offer is for new customers only (my bolding)
1. Offer available to new and approved applicants who apply for an ANZ Frequent Flyer Black credit card account. This is a limited time only offer which may be withdrawn or changed at any time without notice. Not available in conjunction with other offers, packages or promotions, or when transferring from an existing ANZ credit card or where you currently hold or have closed an ANZ Frequent Flyer, ANZ Frequent Flyer Gold, ANZ Frequent Flyer Platinum or ANZ Frequent Flyer Black credit card within the previous twelve months. This offer applies only once per eligible customer. This is a limited time only offer available through internet banking which may be withdrawn or changed at any time without notice. Your application must be approved and you must activate the card and make $2,500 worth of eligible purchases (purchases which are not eligible to earn Points are described in the
ANZ Frequent Flyer Black Reward Terms and Conditions (PDF 1.67MB), for example fees, cash, cash equivalent transactions, balance transfers, premiums paid for ANZ Credit Card Insurance and transactions for gambling or gaming purposes will not earn Points) within three months of approval to receive the bonus Qantas Points. The bonus Qantas Points will be credited to your ANZ account within three months of the eligible spend criteria being met. If you transfer or cancel your new ANZ Frequent Flyer Black credit card account before the introductory bonus Qantas Points are processed to your account, you may become ineligible for these bonus Qantas Points. ANZ will not be liable for any loss or damage whatsoever resulting from a delay in the process of receiving and/or approving an application or activating the card. The Total Annual Fee, and any Additional Cardholder Fees and Rewards Program Services Fees applicable to additional cardholders on the account, will be waived for the first year. After the first year for ANZ Frequent Flyer Black, a Total Annual Fee of $425 applies which includes a $370 Annual Account Fee and a $55 Rewards Program Services Fee, for additional cardholders an Additional Cardholder Fee of $10 and Rewards Program Services Fee of $55 will apply per additional cardholder on the account. These fees are current as Tuesday, 24 February 2015 and are subject to change.
The fee information displayed on this page applies to new customers only. Existing customers may be subject to different fees and should call
13 22 73 for information regarding the fees that apply to their account.
