My Alt Plat is fee free for life - I find it interesting that no one else is, or they have been and then had it withdrawn. If I was told it would be withdrawn I would be straight onto my relationship manager. Ive had a loans with Westpac going back to early 2Ks. Started off with gold free fee as part of the Pr. Package, then got upgraded to Plat. I said ok but only if its free fee. The offered it for one year then waived it 'for life' the next. Probably the only reason Ive kept it unlike the Amex Qantas Ultimate which Ive had free fee but no joy this year so cancelling - not worth $450 for a QF 'free flight' that's limited in availability.