Amex free insurance - rental cars in Australia?

[opusman]

I've used the Amex free insurance for rental car coverage overseas successfully a couple of times, but never tried to use it in Australia. Has anyone ever successfully claimed for a rental within Australia using the free cover?

 

[Flyfrequently]

I've used the Amex free insurance for rental car coverage overseas successfully a couple of times, but never tried to use it in Australia. Has anyone ever successfully claimed for a rental within Australia using the free cover?

Not exactly to answer your question but, depending on which card you have @opusman , Amex via Chubb does not cover domestic car rental now, this change occurred a few years ago. (I have Amex Ultimate and Elevate.)

 

[opusman]

Does seem to be covered according to my reading of the policy docs (I have Elevate card as well):

https://icm.aexp-static.com/Internet/internationalcardshop/en_au/pdf/elevatepremiumcard/elevate_premium_insurance.pdf

 

[Flyfrequently]

Thread 'Car Hire Excess with AMEX?'

May 23, 2024

I understand that there are terms & conditions for the Qantas American Express Ultimate Card when it comes to travel insurance and the like.

I've read through the full PDF document and I can't figure this out, so perhaps some here can help.

When you book and pay for a full car hire booking with your Amex card, do you leave pay more to lower the excess or do you leave it at stock standard?

What I'm wondering is if the travel insurance terms & conditions with my Amex apply to car hire excess in the event of something going wrong.

• Catweazle
• Replies: 12
• Forum: American Express

• 

Thank you for that, I have re read it.
I would like to think your reading of the policy is correct @opusman , but as a catastrophiser, I have a healthy/cynical "regard" for insurance companies!

I called Amex and Qantas Premier Everyday and both told me no domestic cover.
Fortunately, we have Westpac Platinum Mastercard who do cover.
Happy to be corrected- guess you never really know until you have to make a claim.

 

[Gladstone Tim]

Thread 'Car Hire Excess with AMEX?'

May 23, 2024

I understand that there are terms & conditions for the Qantas American Express Ultimate Card when it comes to travel insurance and the like.

I've read through the full PDF document and I can't figure this out, so perhaps some here can help.

When you book and pay for a full car hire booking with your Amex card, do you leave pay more to lower the excess or do you leave it at stock standard?

What I'm wondering is if the travel insurance terms & conditions with my Amex apply to car hire excess in the event of something going wrong.

• Catweazle
• Replies: 12
• Forum: American Express

• 

Thank you for that, I have re read it.
I would like to think your reading of the policy is correct @opusman , but as a catastrophiser, I have a healthy/cynical "regard" for insurance companies!

I called Amex and Qantas Premier Everyday and both told me no domestic cover.
Fortunately, we have Westpac Platinum Mastercard who do cover.
Happy to be corrected- guess you never really know until you have to make a claim.

I tend to email or use chat and save a copy so as to have written confirmation when it is such a delicate and loopholish scenario.