Add card to Apple Pay before Card arrives?

[D.patel]

Hello,

I’m able to put down a bond and pay the first month rent for a flat, and they said I can pay by card. I’m thinking of taking out the Amex Explorer for 100k points on $4k spend. I was wondering if I could be able to add the card to my Apple Pay before I got my card?

Additionally, do Amex offer pro-rata refunded annual fee if I cancelled my card half way through the year?

Thanks in advance!

 

[hossein_au]

I wanted to do exactly the same a couple of weeks ago (adding a card to Apple Pay before the card arrived). Unfortunately Apple Wallet needs to capture a screenshot of the card and you need to enter the CVV (which you will not have till you receive the physical card).

 

[Quickstatus]

@D.patel welcome to AFF

I was wondering if I could be able to add the card to my Apple Pay before I got my card?

No
You can manually add a card but you won't have all the required data points without the physical card such as the 4 digit Amex CVV which is only found on the physical card

do Amex offer pro-rata refunded annual fee if I cancelled my card half way through the year?

No

 

[D.patel]

Thanks for the replies! I’ll apply asap and hope for the best with delivery!

Shame they don’t refund the fee but I’ll try to make the most of it!

 

[Dr Ralph]

Can't be done. But if you ask nicely AMEX will express post your card.

 

[D.patel]

Can't be done. But if you ask nicely AMEX will express post your card.

Oh. That’s great to know! I’ll be as nice as I can. Cheers!

 

[andyrb]

Can't be done. But if you ask nicely AMEX will express post your card.

I think I've mentioned this before. When I applied for my card it never turned up - Australia Post had it but weren't delivering it. Called Amex and they got a replacement out to me next day via DHL.

 

[Pushka]

Is that just an Amex thing? WISE has a digital card and you don't need a plastic one. In fact you pay extra for it if you want it.

 

[billmurray]

Westpac let you setup digital card before physical one arrives

 

[kpc]

Westpac let you setup digital card before physical one arrives

Ditto NAB. But Amex does not.

 

[dissector]

Security. You will thank yourself later (hopefully you never experience any security issues).
Use your new Amex card in good health. Enjoy!

 

[Pushka]

Westpac let you setup digital card before physical one arrives

Anz does too which comes in handy when plastic is compromised and cancelled.

 

[equus]

Replacement cards are also another consideration. In many cases, these automatically update long before the replacement card arrives.