28° Mastercard Cash Advances while overseas [No more free cash advances from 1/1/14]

[Isochronous]

Re: 28° Mastercard Cash Advances while overseas [No more free cash advances from 1/1/

I'm thinking about cancelling this actually. It doesn't offer me anything I don't already get from BW Qantas World.

 

[zzyss]

Re: 28° Mastercard Cash Advances while overseas [No more free cash advances from 1/1/

I was in Belgium just a month ago, and never had any problems withdrawing cash from beobank, KBC, ING nor the other one whose name I can't remember. All fee free.

 

[DeKa]

Re: 28° Mastercard Cash Advances while overseas [No more free cash advances from 1/1/

The GE Money lending business (which I presume includes credit cards) has been sold: https://www.businessspectator.com.a...rs-acquisitions/ge-lending-division-sold-82bn
I wonder if we'll see any changes.

 

[Baysider]

Re: 28° Mastercard Cash Advances while overseas [No more free cash advances from 1/1/

I'm thinking about cancelling this actually. It doesn't offer me anything I don't already get from BW Qantas World.

Doesn't the BW product have an annual fee? I also thought it still had a forex conversion rate that was higher than the interbank rate. Perhaps its changed.

 

[Baysider]

Re: 28° Mastercard Cash Advances while overseas [No more free cash advances from 1/1/

parents are headed to brussels next weekend. they have both 28D (for card purchases) + citibank plus (for atm withdrawals)
having a look on citibank website, i could not find any atm in belgium. then i did a bit of google search and found that citibank has been rebranded to beobank... so i was wondering has anyone had any experience with beobank atms? do they charge any atm fees for cash withdrawals using citibank plus?

Have had no fees in Europe at any ATM with the Visa logo. Remember to select "Credit" not "Savings" overseas, as per card use guidelines, as it may reject you if you select Savings outside Australia (many reports of this).

 

[get me outta here]

Re: 28° Mastercard Cash Advances while overseas [No more free cash advances from 1/1/

I have not tested it for charges on overseas atms cash out, are we finding that 28D is NOT charging for cash out after all??

 

[Cynicor]

28° Mastercard Cash Advances while overseas [No more free cash advances from ...

I have not tested it for charges on overseas atms cash out, are we finding that 28D is NOT charging for cash out after all??

Definitely charging. 3%

 

[MEL_Traveller]

Re: 28° Mastercard Cash Advances while overseas [No more free cash advances from 1/1/

I have not tested it for charges on overseas atms cash out, are we finding that 28D is NOT charging for cash out after all??

In the USA some ATMs will charge a machine based fee. Some don't. In other countries, there is no fee to use ATMs. You still attract the cash withdrawal fee levied by 28 Degrees, and of course interest on the cash advance.

 

[Baysider]

Re: 28° Mastercard Cash Advances while overseas [No more free cash advances from 1/1/

In the USA some ATMs will charge a machine based fee. Some don't. In other countries, there is no fee to use ATMs. You still attract the cash withdrawal fee levied by 28 Degrees, and of course interest on the cash advance.

Many Asian ATMs charge a fee too, usually approx $2, so withdraw $200+ to keep that below 1%. Most put the card into credit to avoid the interest on cash advances.

 

[MEL_Traveller]

Re: 28° Mastercard Cash Advances while overseas [No more free cash advances from 1/1/

Many Asian ATMs charge a fee too, usually approx $2, so withdraw $200+ to keep that below 1%. Most put the card into credit to avoid the interest on cash advances.

I have limited experience for Asian ATMs... aside from those in Thailand (tourist charge), those in Hong Kong, China, Japan and Singapore are all FOC. I don't have experience in other countries though.

 

[Baysider]

Re: 28° Mastercard Cash Advances while overseas [No more free cash advances from 1/1/

I have limited experience for Asian ATMs... aside from those in Thailand (tourist charge), those in Hong Kong, China, Japan and Singapore are all FOC. I don't have experience in other countries though.

There's a decent slug in the Philippines, about 150 or 200 PhP ($3-5).

 

[PLANT]

Re: 28° Mastercard Cash Advances while overseas [No more free cash advances from 1/1/

Just got an offer via email $500 before 30th april $20 cash back!
Now is that upto $500 or $500 in one hit?
Is it targeted?

 

[N860CR]

Re: 28° Mastercard Cash Advances while overseas [No more free cash advances from 1/1/

I haven't received one. Although I've been using the card quite a lot in the last month.

 

[hummel]

Re: 28° Mastercard Cash Advances while overseas [No more free cash advances from 1/1/

Just got an offer via email $500 before 30th april $20 cash back!
Now is that upto $500 or $500 in one hit?
Is it targeted?

Receive a $20 account credit, when you spend the equivalent of $250 AUD anywhere by 30 April 2015.*

I received the above, now I'll admit I haven't held a balance on the card for maybe 6+ months. Really should get rid of it out of my portfolio.

 

[JohnK]

Re: 28° Mastercard Cash Advances while overseas [No more free cash advances from 1/1/

I received the above, now I'll admit I haven't held a balance on the card for maybe 6+ months. Really should get rid of it out of my portfolio.

Fantastic reward for your loyalty.

I haven't received anything and I think I have been over my limit a few times this month.

And yes I do know they don't actually reward loyalty.

 

[vetrade]

Re: 28° Mastercard Cash Advances while overseas [No more free cash advances from 1/1/

I didn't receive the offer and I've been using the 28D card extensively over the past 6 months for OS bookings. Seems they're trying to entice people with infrequent usage to use it more.

 

[Flashback]

Re: 28° Mastercard Cash Advances while overseas [No more free cash advances from 1/1/

Haven't used mine in over a year and no offer, no biggie

 

[vetrade]

Re: 28° Mastercard Cash Advances while overseas [No more free cash advances from 1/1/

Haven't used mine in over a year and no offer, no biggie

Yep, I don't reckon anyone will lose sleep over 20 bucks

 

[snabbu]

Re: 28° Mastercard Cash Advances while overseas [No more free cash advances from 1/1/

I received a "spend $990 get a $20 credit". pfft.

 

[robd]

Re: 28° Mastercard Cash Advances while overseas [No more free cash advances from 1/1/

Looks like someone has gotten my card details. Ironically, I received a fraud alert this morning which related to Jnr's supplementary card, which has all been cleared up. So I decided to check the balance on the account this afternoon, wondering how much credit is left after Jnr booking up flights & accommodation for her upcoming trip in August. You know in the online transaction list how they have the recent transactions in the grey area, which are pending approval? Well, the first transaction listed there states "TODAY" with my name on it, with the amount of $4,321.09 :shock:. So I phone the Fraud Alert team at GE, and the only thing they could tell me about the transaction is that it was a mail order/online purchase done today at 2:16pm.

Card is now cancelled :evil:

I haven't been o/s since November 2014, but I have made several reservations over the past couple of months for o/s May in travel. It will be interesting to see the origin of the transaction, although I do realise the card details could have been passed elsewhere in the world.

The moral of the story - be vigilant.