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    Credit card application - sole trader vs PAYG contractor wait time

    Hello, seeking advice on how long to wait before applying for my next credit card. Timeline 14/03/2021: Quit full time job 15/09/2021: Moved from full time salary to self employed (sole trader) - IT consulting 30/11/2021: Citibank - applied for personal credit card - declined 17/2/2022: ANZ...
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    Hiya!

    New to the points game! I'm chipping away at the Amex Westpac platinum bundle right now. Wishing I could sign up to better offers like the Amex explorer but my income doesn't let me do so :(. My salary won't be high enough for another 2+ years so crying a bit! I wish they would accept household...
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