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Sometimes its worth withdrawing from your bank account $900 in cash to remind you how much is being forked out for these cards. Looks much more in cash than on screen.

If you are not looking to use the home loan for investment purposes, I'd suggest looking at getting a UBank refinance for your home loan at 5.37% (now with 0.25% discount for the life of the loan so 5.12%) Finding a Home in Perth...: 5.27% Refinancing with Ubank is worth looking at

If the offer is spend $75 to get 300 bonus points, do u get 600 points if u spend $150? I'm thinking no

perhaps if everyone replied with what cards they have then we can figure out whether it is for which amex card this is. I have an AMEX RESERVE and an AMEX EDGE card. Got the postcard version.

how did you manage that?

Recently a friend who I referred a Platinum Edge card was advised that they would get 20,000 points based on my referral. Not sure whether it was because I referred them with AMEX Reserve card rather than AMEX Platinum Edge card. Anyway I'm also happy to refer if you PM me, and also tell me...

if anyone ever feels generous again, please PM me

Probably worth mentioning that you can get the INGdirect Orange Everyday visa card and get 5% off petrol whereever you go. That's worth about 8c off petrol without dockets etc You can read more about it here I just signed up a few weeks ago. Stopped having to buy WISH cards as a result :)

that is pretty bad.. thanks for the heads up. Maybe Flight Centre is a retail outlet as well

MY experience working for one of those business to business sales companies working only for commission is that even when one guy fraudulently signed up a customer and was reported to the boss, the boss told the customer that he would be fired. One week later, I see him in the training room...

So anyone close to any theories as to how they target customers? Inactive/Active? Big spenders v small spenders?

yeah sounded so dodgy..

Did anyone manage to exceed the 50,000 point limit for referrals? got a feeling that they don't actually monitor this

Cheapest way to get 5% off is fork out the $65 for an Entertainment Book Perth Hacks - cheap tips, hints and tricks: 5% off Woolworths, BIGW and Caltex Woolworths

we tried to cancel an ANZ card and they said that the annual fee cannot be refunded even though it was charged only a few days before that. ANyone had this experience as well?

sounds fair to me

Good stuff.. there has been a massive, really massive push for signing up people to Platinum cards and I guess with these changes, we now know why. Definitely one arm for argument with AMEX is that they used or rather tarnished our reputation with our friends by making this switch. Reputation...

wow, just finished reading through the whole thread. I own an Edge and Reserve card so I was quite interested how everyone was going to respond to the changes but it seems like many of you here are on the Charge card. For the more ordinary users, there are some things you can do before 1 October...

referred a friend then realised that if I did with my Platinum Reserve Card than the Edge, then the points I would get would be 20,000 rather than 10,000. They got the 20,000 and my 10,000 came through even before they got the card. Anyway happy to refer if anyone wants. Hopefully this time I...

going there later today, so better be good :) anyone going to be there?