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Re: Westpac Altitude 50,000 QFF points ($150 annual fee - waived for existing custome Earn rate is low and there is capping of 3,750 points per statement period - so not one to keep. I'm disappointed by the offer on the black card, I've been waiting for an offer so I can replace my NAB...

My general approach to most things is to put my hand in my pocket to ensure I get the choice I want, or the most convenience. With that in mind the thirty bucks, or nearly two hundred if you book an exit row, seems like a wrench at the time. But when you're sat relaxing in the seat of your...

Kko - page three of this thread.

My card has been provisionally approved without my payroll department being contacted. Which is probably a good thing as the payroll manager is my direct report.

Hi Jewies, did you notice if it gave you the option to opt into Qantas rewards on the last page? When I used the link it only offered Citi rewards despite indicating I was applying for Qantas throughout the rest of the process. As a result there was no opportunity to submit my ff number so I...

After all that - here is a link that appears to work: Qantas I'll give it a go this afternoon, making sure to screen shot everything, and we'll see how we go.

Thanks for the information Cruiser. A phone application rapidly pushes this over the threshold of aggravation to which I am prepared to submit myself, especially given the history of this particular provider. I am particularly puzzled because I would assume that pushing new accounts through a...

Hi all, After a look round the web for other links to this offer all I can find is this: https://www.citibank.com.au/aus/credit_cards/cards_signatureqde.htm 50k points for $249 fee after $2k spend - I wonder if this has replaced the 70k offer that started the thread? That would explain the...

Has anyone actually been able to apply for this card? The link from the original poster has shown a 404 error for me since it was originally posted - looking through the ozbargain site where it was originally sourced it seems people have the same problem. Doesn't bode well!!

Re: QF9 points upgrade If you've already purchased a Flex fare its only 60k to upgrade to business, and if you tick the PE box as well you have two chances. You may as well grab a credit card with a decent sign up bonus to get hold of the points and give it a whirl. I had success on QF9 Y to...

I doubt its anything dropping off my file as I am a recent migrant to Australia (18 months) - this leaves a change in the method of calculation as the only reasonable explanation. The thing is that my score is now 599 - only okay. Logically I would think I am an excellent proposition given I...

After the mortgage application it stood at 813, after three CC's it dropped to 752...now without any further activity a drop of over 150?

Hi All, So last month my credit score dropped a few points without there being any activity on my file, I posted a question on that subject out of curiousity. This month my score has declined by a terrifying 152 points (according to Creditsavvy), leaving my score in the toilet. There is...

They'd turn off the automated systems? They'll get automated out of existence altogether if they're not careful. I thought I got away from this sort of nonsense when I moved out of London and away from the RMT!

Hi All, Apologies if this has been posted elsewhere, I did a search but could find nothing. I'm flying out on QF9 Thursday night and am wondering if anyone knows how much of delay I can expect at immigration as a result of strike action? The last time I did this flight Melbourne's immigration...

How odd - my home loan is only one year old, and my entire Australian credit history eighteen months. Thanks for the insight re. Utilisation ratios, thats new information to me.

Hi All, I notice my credit score dropped by a very small amount this month - 8 points. The only thing that changed was I cancelled one of my cards. Is this small drop a result of the change to my credit utilization ratio bought about by my reducing my overall available credit by 40% - or is...

I have a Moto G which is a dual sim phone, this means I have my UK PAYG sim card permanently alongside my Telstra sim for over here so it switches seemlessly over. The phone cost my $280 I think and works well enough that I don't feel I need anything else. You can grab a PAYG sim at the airport...

In my case both existing cards have a lower earn rate than the NAB card, so the NAB card and Amex Ultimate stay whilst the Anz goes.

I found NAB pretty good to deal with for this card. Instant approval, card arrived a few days later, internet banking easy to set up. I hit the minimum spend within a week and a few days later the 60k were in my account. My only criticism is they have granted me a very low limit for some reason...