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Generally, you can use either card. As for this specific promotion

They may have the same ingredients, but the formulation will probably vary. Shampoo tends to have a lower level of surfactants. In most cases, you'd get away with using a shampoo as a body wash, but using body wash on your hair would be less ideal.

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It's a problem with using AI tools. They can spout cough Carrier surcharges are currently Level 4 https://www.pna.gov.ph/articles/1263586

Have you actually been charged a fee?

They extended my Gold (I had one stay)

Discussion was here: Virgin and Qantas to ban power bank use

The only thing that happens to status credits is that they expire. If this has happened, there will be an entry on your activity statement about that. Is there anything in your activity statement?

I've had these before, often a few seconds after I log in!

The haven't tightened - they were loosened. At one point no Ibis Budget in Australia participated, but when some hotels changed hands, the new owner decided to have them in the program.

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For reference, the Ibis Budget that were participating when they first started counting in oz. https://terms.accor.com.au/wp-content/uploads/2022/05/ibisbudgetparticipatinghotels.pdf

With ATM fees, it basically says Suncorp doesn't charge a fee, but you'll have to wear anything the ATM operator charges.

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What they did say in the variations document was that the new annual fee would be the same as the old annual fee. They could change that, but they would need to communicate that, and at this point they haven't.

It says it has expired (but that seems to have happened a bit early!)

Those partnerships came to a close at the end of November.

The terms and conditions of the program spell out five payment options

Wasn't really sold. The owner decided to switch from IHG to Marriott.