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  1. G

    Strategy to obtain US Amex

    Great outcome and report - well done - was it 90 days between CSP and CIBP application. Did you Sole Prop and any tricky business questions for your P2? I got CSP May as well and was waiting 90 days - unfortunately no Checking account for me
  2. G

    Strategy to obtain US Amex

    good luck - some have had success and others haven't - report back
  3. G

    Strategy to obtain US Amex

    Don't rush into it - eventually sure they will reship - but i imagine you will have to prove name change with ID and notary cam etc
  4. G

    Strategy to obtain US Amex

    i think chase linking with different name might work if go into branch to sort in person. if trying to pull a credit file, try and use same details that it has - or can change amex name and wait a few months to report to credit agencies and try again. To Chase you are a different person to your...
  5. G

    Strategy to obtain US Amex

    how long is your credit history and what other cards - if its short will need more time - if good history with multiple cards call again
  6. G

    Strategy to obtain US Amex

    Do you mean 6K in checking/savings or another chase CC - if CC I would HUCA - no harm in trying again
  7. G

    Strategy to obtain US Amex

    i think it depends on toll processor - i think from memory qld yes but nsw may be no - might need a search or someone from your state - what state?
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    Sniip v pay.com.au

    much of a muchness - no real difference - maybe slightly cheaper with pay.com but at your volumes keep it simple - Sniip is a nice app - just stick with that
  9. G

    Strategy to obtain US Amex

    Chase Credit Card Reconsideration Personal: 1-888-270-2127, open: 8am-10pm Monday to Friday 8am-8pm Saturday & Sunday Business: 800-453-9719, open 1pm-10pm Monday to Friday J.P Morgan (for the Ritz-Carlton card): 800-527-7415
  10. G

    Strategy to obtain US Amex

    19 Things Everybody Should Know About Citi Credit Cards - Doctor Of Credit - the comments section may help - I remember reading something like - need a minimum of 3-4 year history, no hard pulls in last 6-12 months and no new cards in last 6 months - it was along these lines but I could be wrong...
  11. G

    Strategy to obtain US Amex

    Very common - lots of DP - try to read back and see what peoples experiences have been - I got one 3 months ago - called 4-5 times till finally approved - was address verification for me that was issue. - they were using my ITIN letter not my bank statement as verification - will probably need...
  12. G

    Strategy to obtain US Amex

    Agree - new card - second statement and I put through about 7K this month (spread out over the month) - if its well below what your monthly limit is can't see too much of an issue Why not break it into 3 smaller parts over a few days if that works
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    ATO (tax office) payments by credit card

    I’m not sure if WBC cards get points if paying directly to ATO can’t remember Edit - looks excluded if paying directly https://www.westpac.com.au/personal-banking/credit-cards/manage/rewards/points-earning-exclusions/
  14. G

    Strategy to obtain US Amex

    Yes USBank Business account and SoFi History is definitely present before ITIN 1751173231 I don’t think it has worked for a while - most people use HSBC instead - worth a try if need to 1751173301 @blacksultan
  15. G

    Strategy to obtain US Amex

    Hi - don't necessarily need to attach before applying, if have history of greater than 12 months and a decent credit profile you can apply for a Chase CC if want to. Most of us do add it to Amex profile but not a must.
  16. G

    Strategy to obtain US Amex

    https://www.doctorofcredit.com/credit-cards/credit-card-reconsideration-line-telephone-numbers/
  17. G

    Strategy to obtain US Amex

    Reconsideration - I think it’s almost mandatory with Chase - calling till get approved
  18. G

    Strategy to obtain US Amex

    A bit of both - I do some MS buying goods from Amazon and selling to buyers groups.
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    Strategy to obtain US Amex

    I always put computer sales - small second hand buy and sell
  20. G

    Strategy to obtain US Amex

    I have always been conservative and put small amounts Business under 1 year Business Income under 25K per year Monthly spend 1-2K per month No employee This has been for my Amex business cards and don’t have Chase Ink yet but will put small numbers when I apply (only for CSP 2 months ago so...
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