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SPG, AA, UA transfer options? If Citi adds all of them, then it kills other credit cards in the market.

There is no free lunch, I think I read some posts in somewhere else that even you cancel your credit card, your account will stay open for another 2 months, which allows merchants to charge back just in case. Any charges after you close your account within 2 months, you are still liable to pay...

I will cancel mine next year, as HSBC waived current year's annual fee for me. Credit card market has never been so competitive, there are indeed lots of good deals around.

I have noticed the annual fee has been updated to $139 on its website, and $99 in the 1st year for new applicants.

Glad to hear that, but that offer is not good enough IMHO, especially compare with new applicant they treat.

Offer is only available for new customer only. If you are holding any AMEX card within last 12 months, you are NOT eligible. If you are loyalty with AMEX since previous years, you are NOT eligible. If you are larger spender etc, you are NOT eligible. If you cancel your cards 12 months ago, then...

AMEX MR was not bad before it changed its earning scheme, if Citi includes either SPG or AA transfer in their new program, then I don't see any competitive advantage on AMEX MR. If you prefer travelling oneworld, AA gives one of the best redemption. If you prefer travelling *alliance, then...

I doubt, and you might end up paying new annual fee. It is not upgrade, it is actually a product switch.

If that becomes real, then Citi will send AMEX to grave, especially those high spenders who are holding Platinum charge, Centurion etc. and even Qantas cards will suffer as well, AA FFP is unbeatable to QF & VA.

Does Zero come with "World" version as well, I thought only More and Qantas do.

Dude, that is bad luck indeed. I posted this thread almost 2 years ago, and canceled my Diamond card after that, could not believe CBA still ripped you off.

I don't think they will credit the entire fee, maybe only $240 annual fee and you still need to pay $55 rewards fee. I still have no idea why ANZ charges their annual fee like that, none of the other majors do, maybe ANZ rewards program is running by another party.

Probably will be called either black or Diamond Qantas card.

I know I should not search this route, however I'm just curious. It seems MH is giving its ticket for free except fuel & airport charges in Economy. At the same time, most of the other airlines charge more than $1500.

It only shows "your card is not eligible" and nothing further.

HSBC does not award transaction by transaction, it will count your total expense during the statement and then allocate points on the full amount, however if your total amount in your statement is $150.6, then you will get 151 QFF points, if it is $150.4, you will get 150 points.

I applied last Monday, after exactly 5 working days, and got approved without asking any proof.

Some one has mentioned, 4 months after you qualify.

Below is the reply from Citi regarding points reconciliation: Dear wxxnxs Thank you for your email. As per our Rewards Terms and Conditions, we allocate 1.5 points per AUD $1 spent on domestic purchases and 4 points per $1 spent on international purchases of the total value of an...

I sent a internal message through online banking to question about their rewards scheme, although most of us here have found out how it works, below is the response from Citi: Dear wxxnxs Thank you for your email. As per our Rewards Terms and Conditions, we allocate 1.5 points per AUD...