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  1. MELso

    Superannuation Discussion + market volatility

    Spending cuts require being mean to at least some public servants and public sector employees (both core constituencies of the current Victorian government). The Silver review of the Victorian Public Service should have been released a while ago, and would have spurred discussions about cut...
  2. MELso

    Superannuation Discussion + market volatility

    Well, super's regulated federally, so there's no way the pollies would redirect workers' savings into their own pet projects and boondoggles that will underperform. Oh wait...
  3. MELso

    Who else still holds the Citibank Free For Life Premier Card?

    Shouldn't, as you say... But in many instances do (unfortunately)... (I'm awaiting my new Citi Premier card/MyCard and have been compiling a list of sites to update when it arrives - or when my card gets hacked, given it's happened twice in the last three years. I've found many sites like...
  4. MELso

    Citi cards become myCard - no more CX, KF, EY, QR from 16/11/25

    Also in the T&Cs here: https://www.mycard.com.au/content/dam/mycard/documents/terms-and-conditions/rewards-program-tcs.pdf
  5. MELso

    Who else still holds the Citibank Free For Life Premier Card?

    Are you trying to use the CVV from the app or the card? The app has a variable CVV now, so may not play nicely with regular direct debits which presumably rely on the same data to charge the card each time. You click on a link to redemption offers from within the card that earns points. This...
  6. MELso

    Who else still holds the Citibank Free For Life Premier Card?

    Or cancelling the card for that matter based on the say-so of some junior CSR, when there's been nothing about fees being charged on FFFL cards. A total overreaction...
  7. MELso

    Credit Card Offers 50,000 bonus KrisFlyer miles with new HSBC Star Alliance Credit Card

    Just received an offer from Krisflyer for the HSBC card. Apply and be approved for a new HSBC Star Alliance Credit Card between 17 November and 28 December 2025 and you could earn: 25,000 welcome bonus KrisFlyer miles and KrisFlyer Elite Gold status when you spend $4,000 or more on eligible...
  8. MELso

    Earn up to 110 Qantas Status Credits on the ground

    Provided you're only claiming in relation to the period when you're actually travelling, there's no real problem. (Otherwise multi-trip policies wouldn't be a thing!)
  9. MELso

    Citi cards become myCard - no more CX, KF, EY, QR from 16/11/25

    100,000 Citi points used to convert to 40,000 SQ points or 50,000 VA points directly (on Premier/Prestige cards). With a 15% transfer bonus, 100,000 MyCard points convert to 57,500 VA points, which then convert to 37,097 SQ points (at 1.55:1), a 7.25% penalty. With a 20% transfer bonus...
  10. MELso

    Earn up to 110 Qantas Status Credits on the ground

    Move the start date of the policy earlier. ;)
  11. MELso

    Who else still holds the Citibank Free For Life Premier Card?

    The Bpay code remains 49502, and the old reference numbers should still work too (although they'd obviously prefer it if you updated to the new ones). However, @PLANT your bank may not like references to Citi so reentering details may be needed.
  12. MELso

    Earn up to 110 Qantas Status Credits on the ground

    For the $100 policy I've bought for my forthcoming quick joyride to CHC in EK F, the bonus points are 1.5K (up from 1K). Sadly not 2K though, which seems to be the best bonus point offer.
  13. MELso

    Earn up to 110 Qantas Status Credits on the ground

    My Kayo points landed this morning, so the SCs should land in a day or two. Let's hope the Binge bonus (eventually) lands too. (Decided to go for Kayo Premium as I was curious both whether 4K was a worthwhile upgrade and how much 4K content there was, so there was at least some value for me in...
  14. MELso

    Everyday Rewards Targeted Offers

    Bupkis this morning. Will just do the spend to get the 10K points.
  15. MELso

    The Qantas Newbie Questions Thread

    To add to what @Captain Halliday posted, the award chart is here showing miles not NM: https://www.qantas.com/au/en/frequent-flyer/earn-points/airline-earning-tables/classic-flight-rewards.html
  16. MELso

    Earn up to 110 Qantas Status Credits on the ground

    Bugger! Thanks for the update. Looks like I'll be buying the cheapest SIM I can find with a few days credit on it (Telstra's doing a $1 eSIM which will fit the bill) and signing up for Kayo with a new account...
  17. MELso

    Earn up to 110 Qantas Status Credits on the ground

    Did you end up getting the points and SCs from Binge @fkcn ? Like you, I've had 50 points land this morning after being charged following the 'new customer' free trial, but no sign of the 1000 points so far (and hence SCs). (It's been over two years since I held a Binge subscription so I...
  18. MELso

    Citi cards become myCard - no more CX, KF, EY, QR from 16/11/25

    Mycard app login is now working.
  19. MELso

    The Qantas Status Run Master Thread

    The calculator's a bit buggy. You may need to switch between QF and FJ because both are the same lower amount.
  20. MELso

    Earn up to 110 Qantas Status Credits on the ground

    That's the UK site.
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