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That, and I suspect they ultimately want to reduce the number of technologies they have. Basically, they're moving down the value chain capturing people with lower willingness to pay for tech upgrades. I suspect that eventually you'll see stragglers still on FTTN and FTTC switched over to FTTP...

This is probably down to NAB seemingly screwing up the 'online' component of the Premier card. A lot of us with the non-Qantas card have seen online transactions like Amazon and Coles Online post as 1PPD, not 2PPD as they should (and did under Citi).

Welcome to AFF!

Velocity points transfers seem to be a little quicker. I redeemed late on 4 December. Posted this morning (10 December). Interestingly, they posted in two lots, despite ordering only once.

The benefits still far outweigh the cost though! Over the years, the benefits of the Signature/Premier have been watered down (removing Skywards/Krisflyer as transfer partners, removing the dining program and cutting points earn rates to name but three) but the card still pays for itself. I...

I think it's more that there are a few people who are being overwhelmed by confirmation bias. They're so convinced that NAB will screw them over that they don't (or can't) believe they haven't. Has NAB got a track record of screwing customers over? Yup. Is it possible that NAB may try and...

Spot on. The key wording is "'Your fee' in the table above refers to the Annual Fee amount that you're currently paying, including any promotional discounts or waivers.' To expand on this, I (like other FFFL cardholders) have in the financial table Citibank sent me many years ago, and to which...

Seems so. See: https://www.giftcards.com.au/FAQ

Pleased with my decision to stump up the extra $10 to get Kayo Premium when chasing status credits last month. The 4K feed from the Gabba looks rather good I must say.

Woolies WISH card?

Either - so buying $100 of Apple gift cards will do it ATM.

I work on the basis that I'm buying points, so I always subtract the value of the points (at a notional 1cpp) to get a rough idea of the value of the wine.

Oh yes, I do try and persuade her back, but no dice so far. But if we do Antarctica (or we win the lottery and do the Arctic on Le Commandant Charcot), then Ponant's a prime candidate...

I'm waiting for this very reason...

Nice! I've got an Iceland and Greenland cruise planned for August 2027 on Holland America which, while they slug me with a solo supplement, is still about half the price of Ponant per night. (Sadly, the friend I usually cruise with got bored with Ponant's on-board activities and disliked the...

Stop poking the bear! If they plan to impose a fee, they will tell you in advance. The time to do anything is then - and NOT BEFORE!

FWIW, for those who didn't get the first few offers, my first three offers are: 1. 10x points on prawns and seasonal bakery 2. 5x points on a $50+ shop at Big W 3. 10x points at BWS (Far more useful is 2000 points for a $70 in-store shop at Woolworths Metro ending 24/12.)

Another Langton's sale. LANGTONS Private Sales Password is: VintecXmas

Yup - 'Rewards' cards are losing insurance. Other rewards cards are not.

Absolutely (although I've now resorted to giving much of what I buy away!). The only real advantage of buying points (vs similarly priced wine) is that they're awarded instantly. That unicorn award might have vanished by the time Qantas Wines credits points.