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Lifestyle-wise Covid hasn't changed our lives much at all. Living in an island state has been a blessing in respect to containing the virus, much like the Australian continent experience. Travel-wise there have been both positives and negatives. The positive is that we have seen more of our...

Mrs ramboflyer and I travelled from Hobart to Coolangatta return on Qantas recently and had stopovers in Sydney both ways. I had some Qantas club lounge passes thanks to credit cards and not flying during 2020. On the outward journey the 8am offering was a small roll, ham cheese and boiled egg...

I also have 2 lounge passes that expired in October 2020. I have re-booked my flights with no stress for July so will the passes be accepted or should I contact Virgin to have new ones re-issued?

At some point you have to start wondering if the cost of the card outweighs the benefit of the number of bonus points on offer. Bear in mind Amplify points transfer to airline partners at the ratio of 2/1. I have applied for the St George card in the past (unsuccessfully) but at $558 it wont...

And the same for me for transfer from NAB.

NAB said something like 6-8 weeks but they were there in 3 days.

I had my ANZ complimentary flights booked for March this year which were cancelled because of covid. After a couple of calls, the last in October I was told I could rebook up until 31 July 2022 and complete travel by 30 June 2023. I was happy with that. When I asked about lounge passes I was...

I'm going to push all my reward points over as well. That 15% extra means about 20,000 KF miles to me which gives me enough to be comfortable with 2 long haul one way J bookings, hopefully in 2022.

I haven't read anything about the gift card deals. Can you elaborate? Where I live the only choice is really Woolworths because to get to Coles I have to drive past that Woolies supermarket. That's all about to change as Coles are going to build a new supermarket a 2 minute drive away so I...

Ok, I'm a convert! ER is much better than the old frequent shopper scheme. We opted for the cash back option (odd I know for a FF points hound) and we are accumulating points at a record rate despite needing twice as many now. With points boosters, bonus points and offers the points add up...

Same here. Plus they are monitoring the situation and if I want I can use my points for a toaster (not really but something like that)

I'm accumulating both QF points and Krisflyer points. As my Amex card just switched from Krisflyer (Altitude program) to Qantas I needed another Krisflyer card so applied for the NAB Rewards Signature card (120,000 bonus NAB rewards points) 2 days ago and today got the full approval. My defined...

Lets get back to big sign on bonuses I say. Covid is a just a cane toad hump in the road to point accumulating heaven. Surely 2022 will be some sort of normal. The world cant lock down forever.

Here's a possible easier way for those of us wanting sign on bonus points without the usual angst of applying for a new card. A strange thing happened when I logged into my Amex account last week. There was an offer to upgrade to the Explorer card and receive 40,000 bonus points if approved...

I don't disagree about the "poor sods caught in the cycle of ever increasing debt" bit but because of those people not being more responsible others get punished because they cant get cards when they are able to handle the extra credit in their financial life. Lots of discussion on another...

Interesting. So in theory (in the UK at least) you could have multiple cards and not use them and your credit score would go down. Damned if you do, damned if you dont. 🤔

Only problem is that there are not too many cards out there with biggish sign on bonus points which I need for Krisflyer miles. For example Amex have slim pickings atm unless you want to pay a $1450 annual fee which I don't. My credit score is pretty good but it is surprising how much credit...

I am eligible for the card as I have a bank issued Amex (Westpac) so my application would be treated as new. I can't apply however, as my income is not at least $100,000 and even if it was I'm not sure that I want to pay an annual fee of $1450 despite the 90,000 bonus points and $450 travel...

I understand your point about holding onto your existing cards but some of us need those juicy bonus points as its the only way for us to amass enough points to sit in the pointy end and access lounges etc. Up until now I have never cancelled a card to make a new application easier for approval...

Very informative, esp the bit about available discretionary income. Hopefully someone who has the capacity to change how retiress income is treated for CC applications will sit up and take notice.