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    Comprehensive credit reporting

    Of course not - I get them constantly from my other banks. Just found the timing interesting on this one!
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    Comprehensive credit reporting

    Well, yes, but I have had the card for years and have always paid it off in full each month. This is the first time they have sent me an invitation to increase my limit, and it is for a 50% increase.
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    Comprehensive credit reporting

    Yesterday, I received two snail-mail letters. One was from American Express, confirming that I had cancelled my account. The other was from Woolworths Money, inviting me to accept a big increase in my credit limit. Was this coincidence, or did the first trigger the second, through detailed...
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    NBN Discussion

    Yes, those images illustrate the point very nicely: despite having a large total area, the vast majority of the population of Australia is clustered into a small few regions near the coast. We have a highly urbanised, centralised population, so the size of the country isn't an excuse for poor...
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    AirNZ results more impressive than QF's

    Good to know. There were massive distruptions that day due to major storms, so it would have really stress-tested their procedures. Still, I wasn't impressed.
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    AirNZ results more impressive than QF's

    This comes from my experience on a Sydney-Christchurch flight a few years ago, with a Canberra leg operated by Virgin, but all booked on the same ticket through AirNZ. It was a nightmare. The first leg from Canberra was delayed due to bad weather, then cancelled and we were put on a later flight...
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    AirNZ results more impressive than QF's

    I don't think they are, but AirNZ operate as a discount airline: pay extra if you want baggage or a meal. If a flight is cancelled or subject to a lengthy delay, you are pretty much on your own. Once on board, they still feel like a premium airline, though.
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    NBN Discussion

    Do you apply the same logic to other basic infrastructure? Should taxpayers not being paying for my road, electricity and water connections? Should I have paid a commercial provider to run a pipe from the dam to my house, and someone else to lay a road from the major highway to my house? Some...
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    Where does your AFF username come from?

    "Significance" has been my internet name since forever - or anyway, some time in the 1990s. It was just a word that came to mind when I was setting up an account somewhere back then, but using it gives me a continuity of identity across platforms. Since the internet is in some ways a less...
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    ATO Credit Card Points Summary

    With an Amex?
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    Servicing of rooms

    I stayed at a hotel in San Diego last year that offered $5 vouchers to be used in their restaurant for each day that you didn't need your room cleaned. It was especially handy because I came down with a (pharyngitus and fever) virus while I was there and spent a couple of whole days in my room...
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    Servicing of rooms

    At big hotels, I'd expect they'd have their cleaning staff working full time, 9am-5pm. So it would seem reasonable to me if some rooms and cleaned at 9am, and others just before 5pm. I was quite startled to have a knock on the door just after 8am recently on a Sunday morning in a Las Vegas strip...
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    ATO Credit Card Points Summary

    Which Westpac card do you have? Perhaps it is not exactly targeted, but only available on their premium Amex cards?
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    ATO Credit Card Points Summary

    It was via email.
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    ATO Credit Card Points Summary

    I've received the following offer from Westpac: "Receive 10,000 bonus Qantas Points when you pay your tax bill with your Earth Platinum Plus American Express® card." I usually get a refund rather than a bill, but it's nice to have up my sleeve.
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    Tell Me Where To Go (Italy)

    My favourite parts of Italy are Venice (I expected it to be over-rated, but it isn't), Sicily, Sienna and Rome.
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    Now Boarding ... Chicken or Beef?

    Re: Calling the Flight Attendant I've been offered the remains of an open bottle at the end of a business class QF flight. I was the only passenger who had had a glass of wine from the bottle, and the attendant said it would have to be thrown away otherwise. I appreciated it. This was some...
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    Concierge Services - Does anybody use them?

    They can be handy for booking accommodation when you don't have time to look through the options yourself. They won't get the *best* deal or the *nicest* place, but they'll at least cast a human eye over the options and choose something reasonable. The other time that I have found them useful...
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    "fly ahead" with Qantas?

    I am currently gold, but have had a fair bit of success even when silver QC. As long as you are moving from a heavily booked flight to an earlier flight with a lighter load.
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    Now Boarding ... Chicken or Beef?

    I imagine it's due to demand. YMMV, but I don't know anyone who prefers Diet Coke to Coke Zero.
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