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I'd believe you. Some health professionals who dont know you from Adam might not. My natural tendency is to trust unless the picture doesnt fit and it matters to the diagnostic/treatment process. I dont see it is my mission to demand my patients follow all public health advice to the letter...

That's right. See post 34242. When Im struggling to disentangle threads, the little arrow next to the quoted post can be helpful

I dont think writing down double happens but there is scepticism about self-reports. Last night at the dinner table, I was discussing a little feisty old lady who had fallen after 3 drinks that all and sundry were saying was an alcoholic ( I thought not). My 13 yo was sure she was lying. One...

I find that some of my more 'sheltered' junior doctors attribute all sorts of medical admissions as entirely due to alcohol when the actual amounts are quite modest and there is an alternative explanation. Conversely, I have seen many older people presenting with levels over 0.2 despite seeming...

I am sure that's true. We get through 4x10% off (2 insurances 2 Everyday Extra) a month

My 2 toy poodles are both insured with Woolies Net cost ~$15 per month as get a complimentary 10% off WW shop each month Have only made 1 claim in 6 years as most of the vet stuff is routine care

No, lucky with local state options

SImilar to my thoughts though I'd probably put it towards their future home loans (and let them make tax-deductible contributions if they can then do so) Although I've been a bit of a dog with a bone on this, I may well end up affected at some point and hopefully have more years in retirement...

I'm sure you are right but at least some the future generations will benefit from infrastructure spend.

E No social odium, (in fact good on you) just asking to contribute a bit of tax from your good fortune

I agree that you should be left alone (You will have paid 15% tax on contributions, 15% tax on dividends but 0% on capital growth) You have saved for your retirement and the current policy settings are fine for you by me. However, many of the people with balances >$3M and most of those with...

Seems taxation of capital gains may be included in the legislation after all https://www.afr.com/policy/tax-and-super/capital-gains-confusion-in-super-tax-overhaul-20251014-p5n2bc Not clear from article if talking about post-retirement or not. Some discussion on whether CGT in super would...

I dont think anyone on the thread was suggesting taxing capital and agree its absurd (unless one is a proponent of a wealth tax). I dont think even the binned division 296 could have had that effect

If I understand you correctly, you are referring to taxing the accrued capital gains when liquidating capital to fund a pension payment. Different to currently but not absurd in itself and only suggested for people with large TSBs. Liquidation of an asset from accumulation for a lump sum...

Probably shouldn't have brought housing into it as its not particuarly related to super but it is an intergenerational issue like relative tax contributions. And housing is not just supply, its also preferential tax-settings for property investment $2M funds a $100k per year pension. Thats...

Running up debt now is asking our children and grandchildren to pay for us. That's why I think the affluent over 60s need to be paying more now. You can be 3 decades in retirement and contribute little except GST. The bank of mum amd dad for property and large inheritances from big super...

I dont know the family K finances but it doesnt sound like you are in the group I feel are getting too cushy a deal. Money in super is tied up for a long time, and the overall principle helps the nation enormously. So there should be some tax benefits. But I personally feel that people with...

Ah i see...I mIssed the stage of closing down pension and starting a new one

Intention would be to recontribute immediately (the maximum benefit is limited by contribution caps and rules). You might want to or have to limit transfers to pension e.g to avoid mandatory withdrawals or if you are still working after a condition of release

E.g You put $1.4M into pension when TBC $1.6m 3 years later balance is $1.7M. TBC now $1.8M if you then want to add more, you can add up to $225k ($200k unused TBC+2/16×$2000) directly But If you withdraw $200k as lump sum, you can add $450k ($400k unused TBC+4/16×$2000) overall getting another...